6 RED QUILL CIRCLE, LAKE WALES, FL, 33898
Active162 days on marketListed Feb 23, 2026MLS #L4959625
About this home
6 RED QUILL CIRCLE
One or more photo(s) has been virtually staged. Own your land and claim your own piece of Florida paradise in Saddlebag Lake Resort, a gated 55+ boating community in Lake Wales with no lot rent. This move-in-ready one-bedroom, one-bath home offers low-maintenance living in one of Central Florida’s most desirable active adult lakefront communities. Ideal as a winter retreat, snowbird getaway, full-time residence, or a potential income-producing property, the home features tile, laminate, and carpet flooring, central air conditioning, forced-air heating, and includes a washer, dryer, range, microwave, and refrigerator. The efficient layout is designed for comfortable living with minimal upkeep, giving you more time to enjoy the Florida sunshine and relaxed resort lifestyle. Situated on a 0.09-acre owned lot within this secure, gated community, the property provides both privacy and ease of maintenance. Saddlebag Lake Resort is known for its resort-style amenities and vibrant social atmosphere, including a heated swimming pool, hot tub, sauna, tennis and pickleball courts, shuffleboard, and a clubhouse with a fitness center, library, and active calendar of community events. Boating and fishing enthusiasts will appreciate the private boat ramp, marina access, and docks on Saddlebag Lake. Conveniently located near Highway 27 with easy access to Orlando, Tampa, shopping, dining, golf, medical facilities, airports and Central Florida attractions, this home offers both peaceful lake living and practical accessibility. The community allows rental opportunities (buyer to verify current association guidelines), making this not only a perfect seasonal escape for snowbirds but also a smart long-term investment in a sought-after Florida 55+ community. ***Bonus*** Golf cart included! Schedule your private showing today.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
644
Sqft
0.09 ac
Lot size
1978
Year built
Multi/Split
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,157 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,157/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SADDLEBAG LAKE
$155 vs $155
Days on market
162 vs 52 typical
Where $155/sqft sits among the 22 homes for sale in SADDLEBAG LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Saddlebag Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
Saddlebag Lake — neighborhood snapshot
Population
569
Median age
68
Median income
$34,972
Median home value
$83,600
Avg household
1
Households w/ children
16%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
10 of 22
SADDLEBAG LAKE have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 6 RED QUILL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$62,000
121 SADDLEBAG TRAIL · same community
1 bd · 1 ba · 570 sqft · $109/sqft · 117 DOM
Sold · Mar ’26$60,000
8 RED QUILL CIRCLE · same community
1 bd · 1 ba · 730 sqft · $82/sqft · 5 DOM
Sold · Jul ’26$62,000
21 SADDLEBAG TRAIL S · same community
1 bd · 1.5 ba · 732 sqft · $85/sqft · 302 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6 RED QUILL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6 RED QUILL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6 RED QUILL CIRCLE FAQs
What would the monthly payment be for 6 RED QUILL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,157/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6 RED QUILL CIRCLE?+
The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6 RED QUILL CIRCLE?+
The most recent tax bill on record (2025) was $1,440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6 RED QUILL CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $99,900, this home is listed about 60% below the Lake Wales median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6 RED QUILL CIRCLE?+
Spook Hill Elementary School (elementary), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE WALES 33898 market on paper
$99,900 is 29% below the LAKE WALES 33898 median of $141,000, and at $155/sqft it sits under the Lake Wales average of $198.
02Time on market is leverage
162 days on market against a Lake Wales median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $110,000, now $99,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REMAX EXPERTS · Katie Schmid. MLS #L4959625.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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