478 HUMPHREY AVENUE, LAKE PLACID, FL, 33852
Active164 days on marketListed Feb 23, 2026MLS #L4959614
About this home
478 HUMPHREY AVENUE
Welcome to 478 Humphreys Ave. Lake Placid, FL! Nestled on a quiet street, this well-maintained 3-bedroom, 2-bath home offers comfort, functionality, and great outdoor living on a spacious quarter-acre lot. Built in 2006, this home features a desirable split floor plan and a two-car garage. The kitchen is equipped with stainless steel appliances, granite countertops, and a center island—perfect for meal prep and entertaining. A separate laundry room adds convenience and extra storage. Step outside to enjoy the screened lanai overlooking a fully fenced backyard. Cool off in the above-ground pool complete with composite decking, ideal for relaxing or hosting gatherings. A small creek runs behind the property, adding a peaceful natural backdrop and extra privacy. Major updates provide peace of mind, including a new roof (2023), new A/C (2025), and new hot water heater. Schedule your tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,422
Sqft
0.25 ac
Lot size
2
Garage
2006
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,252 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,252/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Placid actives
$228 vs $195
Days on market
164 vs 53 typical
Where $228/sqft sits among the 65 Lake Placid actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
21,630
Median age
54.8
Median income
$54,841
Median home value
$205,800
Avg household
2.16
Households w/ children
1,979
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$315K → $440K
Lake Placid median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
25 of 65
Lake Placid actives have cut their price
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1931% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Reality check
What actually sold near 478 HUMPHREY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$310,000
126 NE Citrus Rd, Lake Placid FL 33852
2 bd · 2 ba · 1,414 sqft · $219/sqft · 221 DOM
Sold · Feb ’26$224,900
553 GARFIELD AVENUE NE
3 bd · 2 ba · 1,388 sqft · $162/sqft · 105 DOM
Sold · Nov ’25$370,000
96 HUMPHREY AVENUE
3 bd · 2 ba · 1,378 sqft · $269/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 478 HUMPHREY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 478 HUMPHREY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
478 HUMPHREY AVENUE FAQs
What would the monthly payment be for 478 HUMPHREY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,252/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 478 HUMPHREY AVENUE?+
The most recent tax bill on record (2025) was $427. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Placid?+
At $324,900, this home is listed about 11% above the Lake Placid median of $292,200. The market section on this page shows how the area is trending.
Which schools are assigned to 478 HUMPHREY AVENUE?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$324,900 runs 1931% above the LAKE PLACID 33852 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
164 days on market against a Lake Placid median of 53 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $330,000, now $324,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARPER REALTY FL, LLC · Annie Wood. MLS #L4959614.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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