2904 APPALACHIAN TRAIL, POLK CITY, FL, 33868
Active169 days on marketListed Feb 18, 2026MLS #L4959525
About this home
2904 APPALACHIAN TRAIL
If you are looking for acreage this is it. Located in Polk City 10.60 acres waiting for you to build your dream home.
Facts & features
The home at a glance
10.6 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,412 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,412/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Country Trails
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
Country Trails — neighborhood snapshot
Population
1,105
Median age
34
Median income
$59,615
Median home value
$220,200
Avg household
3
Households w/ children
180
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 286% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 2904 APPALACHIAN TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$220,000
10120 OLD SPANISH TRAIL
3 bd · 2 ba · 858 sqft · $256/sqft · 8 DOM
Sold · Feb ’26$273,000
2930 APPALACHIAN TRAIL
3 bd · 2 ba · 1,152 sqft · $237/sqft · 62 DOM
Sold · Aug ’25$297,500
10611 OVERLAND TRAIL
4 bd · 2 ba · 1,230 sqft · $242/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2904 APPALACHIAN TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2904 APPALACHIAN TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2904 APPALACHIAN TRAIL FAQs
What would the monthly payment be for 2904 APPALACHIAN TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,412/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2904 APPALACHIAN TRAIL?+
The most recent tax bill on record (2025) was $666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2904 APPALACHIAN TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $189,000, this home is listed about 52% below the Polk City median of $397,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2904 APPALACHIAN TRAIL?+
Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Lisa Simpson. MLS #L4959525.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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