David Ramirez
$849,000$950,0004 bd2.5 ba2,576 sqft$330 /sqft$5,315 /mo all-in ↓

123 S WIGGINS ROAD, PLANT CITY, FL, 33566

Active115 days on marketListed Apr 13, 2026MLS #L4959522

Reduced $101KSingle Family ResidenceUNPLATTED

About this home

123 S WIGGINS ROAD

Situated on 6.57 fully fenced acres, this exceptional 4 bedroom, 2.5 bath Barndominium is designed for those who want the freedom of country living without sacrificing convenience. Whether you're an equestrian enthusiast, trainer, hobby farmer, or simply searching for room to spread out, this property offers the ideal combination of comfortable living, income potential, and a turnkey horse setup. Located in an X flood zone, the property is fully fenced and accessed through a gated entrance, providing privacy and security. At the heart of the acreage is an impressive 1,700+ square foot, six stall barn complete with water, electricity, and an additional tack shed. Previously operated as a successful boarding facility, the equestrian improvements are ready for horses from day one, while still offering ample space to add paddocks, an arena, or additional agricultural amenities. With no HOA or pet restrictions, the possibilities are as expansive as the land itself. The 2,576 square foot home features a durable metal roof, updated windows, polished concrete floors, recessed lighting, and an open concept layout filled with natural light. The spacious kitchen offers stainless steel appliances, a stone backsplash, generous counter space, and abundant cabinetry, creating a welcoming space for everyday living and entertaining alike. The thoughtfully designed floor plan provides exceptional flexibility. The primary suite is conveniently located on the main level, accompanied by a second bedroom that easily serves as a home office or den, along with a half bath. Upstairs functions as a completely separate living space with its own kitchenette, living room, two bedrooms, and a full bath. Previously operated as a successful Airbnb, this layout is perfectly suited for multigenerational living, guest accommodations, farm help, or continued short term rental income. Beyond the property, you'll appreciate the rare balance of rural tranquility and accessibility. Located less than five miles from I-4, transporting horses or commuting to Tampa, Lakeland, or Orlando is remarkably convenient. You're also just minutes from shopping, dining, medical facilities, Lakeland Linder International Airport, Tampa International Airport, and some of Central Florida's most popular riding destinations, including Lower Green Swamp Nature Preserve and Sydney Dover Conservation Park, offering miles of scenic equestrian trails. Whether you're dreaming of a private horse farm, a boarding or training operation, a multigenerational estate, or simply a lifestyle where your horses are just steps from your back door, this one of a kind property delivers the space, versatility, and location to make it a reality.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,576

Sqft

6.57 ac

Lot size

2007

Year built

Two

Levels

$330

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringConcrete · Laminate · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionMetal Frame · Metal Siding · Vinyl Siding
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingDriveway · Off Street · Open
ExteriorLighting · Other · Rain Gutters · Storage

Community & fees

Taxes (2024)$3,061/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Other · Phone Available · Underground Utilities · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,315 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property tax — 2024 actual bill$255
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,900
Interest rate6.00%
Loan term

Estimated payment

$5,315/mo

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property taxes (actual bill)$255
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $849K
$469KedgeAI estimate $638,160 · range $488K$704K$883K

vs edgeAI estimate

+33%

$/sqft vs UNPLATTED

$330 vs $299

Days on market

115 vs 54 typical

Where $330/sqft sits among the 185 homes for sale in UNPLATTED

102
36 · this home
16
11
6
14
$159–317$317–474$474–632$632–789$789–947$947+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plant City

Map of 123 S WIGGINS ROAD

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)41 min
Walt Disney World45 min
Universal Orlando56 min
Downtown Orlando62 min
Orlando Int’l Airport (MCO)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Plant City. See the full Plant City guide →

PLANT CITY 33566 — neighborhood snapshot

Population

23,727

Median age

38

Median income

$71,161

Median home value

$290,600

Avg household

2.94

Households w/ children

2,833

For the school run

Hillsborough County School District

ElementaryTrapnell Elementary School★★★★★
MiddleTurkey Creek Middle School★★★★
HighDurant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Plant City market

Seller’s marketSeller’s market3.0 months of inventoryBuyer’s market

$357K$354K

Plant City median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

93 of 185

UNPLATTED have cut their price

Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 105% above the PLANT CITY 33566 median. See the full Plant City market guide →

Paper trail

This home's history

CurrentPrice reduced to $849,000 $101K
Apr 13, 2026Listed at $950,000 · 115 days on market since
2007Built · UNPLATTED

Reality check

What actually sold near 123 S WIGGINS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8903 DONNA LU DRIVESold · Dec ’25

$1,185,000

8903 DONNA LU DRIVE · same community

3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM

913 E GENESEE STREETSold · Dec ’25

$332,000

913 E GENESEE STREET · same community

3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM

2852 TOM BREWER LANESold · Nov ’25

$302,000

2852 TOM BREWER LANE · same community

4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 123 S WIGGINS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 123 S WIGGINS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

123 S WIGGINS ROAD FAQs

What would the monthly payment be for 123 S WIGGINS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,315/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 123 S WIGGINS ROAD?+

The most recent tax bill on record (2024) was $3,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 123 S WIGGINS ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Plant City?+

At $849,000, this home is listed about 106% above the Plant City median of $412,500. The market section on this page shows how the area is trending.

Which schools are assigned to 123 S WIGGINS ROAD?+

Trapnell Elementary School (elementary), Turkey Creek Middle School (middle), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$849,000 runs 105% above the PLANT CITY 33566 median — but at 2,576 sqft it's also 30% larger than the typical Plant City listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

115 days on market against a Plant City median of 54 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $950,000, now $849,000 — a $101K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Lindsey Thibodeau. MLS #L4959522.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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