David Ramirez
$439,000$449,0004 bd2 ba2,122 sqft$207 /sqft$3,200 /mo all-in ↓

2770 LAKE PIERCE DRIVE, LAKE WALES, FL, 33898

Active179 days on marketListed Feb 11, 2026MLS #L4959263

Reduced $10KWaterfrontPrivate poolSingle Family ResidenceTIMBERLAKE SUB

About this home

2770 LAKE PIERCE DRIVE

Gorgeous waterfront living at an incredible value. This 4-bedroom, 2-bath home with a 2-car garage sits on .35 acres directly on the canal 3 houses down from the mouth of Lake Pierce, a 3,700+ acre fishing and boating lake. Enjoy a large, screened pool, covered boat dock, perfect for fishing, and keeping your boat out of the weather, updated seawall, and stunning water views from your backyard oasis. Enjoy some peaceful time or have family and friends over to hang out underneath the beautiful TIKI HUT! (FUN FACT- the Tiki Hut was built in February 2025 by Seminole Tribe members!) The very popular Cherry Pocket Restaurant is about 10 minutes by boat so you can stop in for lunch after a day of boating! Inside, the home features a gorgeous, open kitchen with lots of cabinets and countertops, crown molding throughout most of the living areas, and a cozy wood-burning fireplace in the family room for those rare, cooler Florida evenings. Three large sliding glass doors open to the pool and lanai, creating seamless indoor-outdoor living and incredible lake views. The screened lanai overlooks the pool, deck, Tiki Hut and boathouse, making it the perfect setting for relaxing, fishing, or evening gatherings. Both bathrooms have 36” granite vanities and direct access to the pool deck, ideal for entertaining. Recent updates include new flooring, new paint, new roof in March 2024, new drainage upgrades in August 2025, overhead water piping, HVAC system with new duct vents, and a resurfaced pool with an updated pump. Located on a quiet cul-de-sac just minutes from town, this home is centrally positioned between Florida’s east and west coast beaches. Enjoy nearby attractions such as Bok Tower Gardens, Cherry Pocket Lakefront Restaurant, LEGOLAND® Florida, and convenient access to the Orlando area. This is true Florida waterfront living. Don’t miss your chance to make it yours.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,122

Sqft

0.35 ac

Lot size

2

Garage

1987

Year built

One

Levels

$207

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesNorth
ParkingDriveway · Garage Door Opener · Guest
ExteriorFrench Doors · Private Mailbox

Community & fees

HOA fee$20/mo
Taxes (2025)$2,896/yr
PetsYes
CommunityFishing · Waterfront · Deed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,200 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$241
HOA fee — from the listing$20
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,200/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$241
HOA / condo fee$20
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake Wales actives

$207 vs $173

Days on market

179 vs 54 typical

Where $207/sqft sits among the 371 Lake Wales actives

61
124
95 · this home
50
13
28
$96–134$134–173$173–212$212–250$250–289$289+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Map of 2770 LAKE PIERCE DRIVE

Drive times from this address

Walt Disney World55 min
Universal Orlando65 min
Downtown Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33898 — neighborhood snapshot

Population

18,426

Median age

46.9

Median income

$54,778

Median home value

$161,500

Avg household

2.51

Households w/ children

1,790

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

170 of 371

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 205% above the LAKE WALES 33898 median. See the full Lake Wales market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,000 $10K
Feb 11, 2026Listed at $449,000 · 179 days on market since
1987Built · TIMBERLAKE SUB

Reality check

What actually sold near 2770 LAKE PIERCE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5312 LAKESIDE DRIVESold · Mar ’26

$430,000

5312 LAKESIDE DRIVE

3 bd · 2 ba · 2,130 sqft · $202/sqft · 30 DOM

5250 TIMBERLANE ROADSold · Mar ’26

$260,000

5250 TIMBERLANE ROAD

3 bd · 2 ba · 1,951 sqft · $133/sqft · 36 DOM

2755 PALM ACRES DRIVESold · Mar ’26

$354,900

2755 PALM ACRES DRIVE

3 bd · 2 ba · 1,820 sqft · $195/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2770 LAKE PIERCE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2770 LAKE PIERCE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2770 LAKE PIERCE DRIVE FAQs

What would the monthly payment be for 2770 LAKE PIERCE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,200/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2770 LAKE PIERCE DRIVE?+

The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2770 LAKE PIERCE DRIVE?+

The most recent tax bill on record (2025) was $2,896. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2770 LAKE PIERCE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $439,000, this home is listed about 73% above the Lake Wales median of $253,990. The market section on this page shows how the area is trending.

Which schools are assigned to 2770 LAKE PIERCE DRIVE?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$439,000 runs 205% above the LAKE WALES 33898 median — but at 2,122 sqft it's also 49% larger than the typical Lake Wales listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

179 days on market against a Lake Wales median of 54 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $449,000, now $439,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of REGAL REAL ESTATE LLC · Tammy Storie. MLS #L4959263.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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