2434 N CLIFF WAY, ST CLOUD, FL, 34771
Active170 days on marketListed Feb 4, 2026MLS #L4958972
About this home
2434 N CLIFF WAY
***PRICE IMPROVEMENT, MOTIVATED SELLER***Welcome to 2434 Cliff Way, a charming maintenance-free villa nestled in the sought-after Del Webb Sunbridge community, designed exclusively for those 55 and better. This delightful residence offers two bedrooms, two bathrooms, and a lifestyle centered on comfort and convenience. Step inside to discover impressive upgrades throughout, including tall kitchen cabinets with upgraded color and soft-close construction, an upgraded wastebasket, elegant blinds in the kitchen, dining, and living areas, built-in cabinet with storage cubbies, ceramic tile flooring throughout, and a front door with integrated glass—among many other enhancements. The primary bedroom serves as your private retreat, offering a peaceful sanctuary where you can unwind after enjoying all that Florida living provides. The second bedroom provides a versatile space perfect for guests, while the third room offers the ideal setting for a dedicated office, den, or that hobby room you've always dreamed of having. This exceptional villa comes fully furnished with all furniture, decor, and accessories included, making it truly move-in ready from day one. Simply bring your personal belongings and start enjoying your new Florida lifestyle immediately. What sets this community apart is its unbeatable location. Pioneer Park and the Narcoossee Rd with all stores, restaurants, and groceries are just a short drive away. Renaissance Academy of Arts and Sciences is also nearby for everybody's enjoyment. Del Webb Sunbridge offers an active adult lifestyle with resort-style amenities, social activities, and a welcoming atmosphere that makes every day feel like a vacation. Don't miss your opportunity to own this beautifully appointed villa in one of Central Florida's premier 55+ communities. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,584
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,581 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,581/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
$/sqft vs DEL WEBB SUNBRIDGE
$237 vs $285
Days on market
170 vs 33 typical
Where $237/sqft sits among the 10 homes for sale in DEL WEBB SUNBRIDGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
5 of 10
DEL WEBB SUNBRIDGE have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2434 N CLIFF WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$345,000
2458 CLIFF WAY · same community
2 bd · 2 ba · 1,584 sqft · $218/sqft · 187 DOM
Sold · Sep ’25$388,706
2390 DAISY TREE ROAD · same community
3 bd · 2 ba · 1,579 sqft · $246/sqft · 21 DOM
Sold · Aug ’25$377,436
2348 DAISY TREE ROAD · same community
2 bd · 2 ba · 1,579 sqft · $239/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2434 N CLIFF WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2434 N CLIFF WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2434 N CLIFF WAY FAQs
What would the monthly payment be for 2434 N CLIFF WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,581/mo — principal and interest, the actual property-tax bill, the $508/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2434 N CLIFF WAY?+
The association fee works out to $508 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2434 N CLIFF WAY?+
The most recent tax bill on record (2024) was $6,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2434 N CLIFF WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $375,000, this home is listed about 12% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2434 N CLIFF WAY?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST CLOUD 34771 market on paper
$375,000 is 12% below the ST CLOUD 34771 median of $425,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $508/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
170 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $419,900, now $375,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HOMES & GARDENS RE LIFESTYLES · Rosannie Quinones. MLS #L4958972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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