3272 FISH HAWK DRIVE, POLK CITY, FL, 33868
Active187 days on marketListed Jan 27, 2026MLS #L4958890
About this home
3272 FISH HAWK DRIVE
Large Casita that has all the perks! Great water front location conveniently located near the boat ramp and dock. This beautiful 1259 sq ft casita is perfect for entertaining thanks to an open dining & kitchen. High ceilings, all wood custom cabinets, custom flooring, lush landscaping and many other features set this casita apart. This property is a must see! Contact us today for a showing. Bay Lake Motorcoach Resort is a Class A motorcoach resort offering incredible amenities. Owners and visitors can fill their days with activities and club outings or simply relax and enjoy the resort. Whether in search of community, travel, relaxation or recreation, Bay Lake is your home base for the Florida Lifestyle.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
893
Sqft
0.1 ac
Lot size
2016
Year built
One
Levels
$593
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,022 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,022/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$593 vs $273
Days on market
187 vs 81 typical
Where $593/sqft sits among the 87 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $295K
Polk City median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
48 of 87
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 981% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3272 FISH HAWK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$387,000
3270 GREEN HERON DRIVE · same community
2 bd · 2 ba · 1,217 sqft · $318/sqft · 144 DOM
Sold · Jan ’26$220,000
2991 WOOD DUCK DRIVE · same community
1 bd · 1 ba · 384 sqft · $573/sqft · 248 DOM
Sold · Aug ’25$252,598
581 CR-559
2 bd · 2 ba · 960 sqft · $263/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3272 FISH HAWK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3272 FISH HAWK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3272 FISH HAWK DRIVE FAQs
What would the monthly payment be for 3272 FISH HAWK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,022/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3272 FISH HAWK DRIVE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3272 FISH HAWK DRIVE?+
The most recent tax bill on record (2025) was $4,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3272 FISH HAWK DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $529,900, this home is listed about 33% above the Polk City median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3272 FISH HAWK DRIVE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$529,900 runs 981% above the POLK CITY 33868 median.
02Park/Greenbelt & Water views
The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
187 days on market against a Polk City median of 81 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of GOLDSMITH PROPERTY SOLUTIONS · Taylor Goldsmith. MLS #L4958890.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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