2707 VIRGINIA PINE DRIVE, BARTOW, FL, 33830
Active169 days on marketListed Feb 2, 2026MLS #L4958888
Come see it
Upcoming open house
Sat, Jul 25
2:00 PM – 4:00 PM
About this home
2707 VIRGINIA PINE DRIVE
Beautiful Corner, Elevated Lot | Premier Series | Built 2024 | Move-In Ready Stunning Premier Series, energy-efficient home built in 2024, situated on a premium corner, elevated lot with peaceful retention pond views in the backyard, located in The Grove at Stuart Crossing. This 4-bedroom, 2-bath residence offers a desirable open-concept floor plan that seamlessly connects the kitchen, dining, and living areas—ideal for everyday living and entertaining. Interior features include granite countertops, real wood cabinetry, and custom mirrors in the bathrooms, adding both style and quality throughout the home. Enjoy resort-style community amenities such as a state-of-the-art clubhouse, swimming pool, fitness center, pickleball and basketball courts, playground, dog park, and scenic walking trails. Conveniently located just minutes from restaurants and shopping in Bartow, with easy access to Lakeland, Tampa, Lake Wales, and Kissimmee/Orlando. Sellers are motivated. Move-in ready—no waiting on new construction. No tax surprises. Home is in excellent condition; prior owner relocated out of state.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,687
Sqft
0.18 ac
Lot size
2
Garage
2024
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,396 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,396/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
$/sqft vs Bartow actives
$175 vs $173
Days on market
169 vs 42 typical
Where $175/sqft sits among the 120 Bartow actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bartow
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$325K → $310K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
67 of 120
Bartow actives have cut their price
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Reality check
What actually sold near 2707 VIRGINIA PINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$302,880
2105 ROSEWOOD · same community
3 bd · 2 ba · 1,491 sqft · $203/sqft · 0 DOM
Sold · Aug ’25$240,000
455 MANOR DRIVE
3 bd · 2 ba · 1,660 sqft · $145/sqft · 24 DOM
Sold · Apr ’26$310,122
2157 LINCOLN LANE
3 bd · 2 ba · 1,730 sqft · $179/sqft · 270 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2707 VIRGINIA PINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2707 VIRGINIA PINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2707 VIRGINIA PINE DRIVE FAQs
What would the monthly payment be for 2707 VIRGINIA PINE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,396/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2707 VIRGINIA PINE DRIVE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2707 VIRGINIA PINE DRIVE?+
The most recent tax bill on record (2025) was $4,143. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2707 VIRGINIA PINE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bartow?+
At $296,000, this home is listed about 9% below the Bartow median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2707 VIRGINIA PINE DRIVE?+
Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Rob Morris. MLS #L4958888.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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