7014 RIPPLE POND LOOP, ZEPHYRHILLS, FL, 33541
Active160 days on marketListed Feb 13, 2026MLS #L4958773
About this home
7014 RIPPLE POND LOOP
Short Sale. SHORT SALE APPROVED! USDA ELIGIBLE – Possible $0 Down Financing for Qualified Buyers! Welcome to this pristine, move-in ready home in the sought-after Abbott Square community of Zephyrhills. The inviting living room welcomes you with ample space for an oversized corner sofa and side chairs—ideal for hosting guests—and seamlessly connects to the kitchen and dining area, creating a true open-concept feel. The beautifully appointed kitchen features granite countertops, matching stainless (silver) appliances, and abundant cabinet space, all complemented by ceramic tile flooring throughout the main living areas. Step outside to a covered and screened lanai—your private outdoor haven with room for comfortable seating and/or a grill. It’s the perfect spot to unwind while enjoying serene pond views, mature trees, and thoughtfully placed landscaping that enhances privacy. All bedrooms are located on the upper level, ensuring privacy for the main living spaces. Ascend the wide staircase to a spacious landing that can serve as a play area, study, or cozy TV room. Just beyond, the primary suite awaits, offering plush carpeting, room for a king-sized bed, and an en-suite bath with double vanities, a walk-in shower, and a large walk-in closet. Two additional guest bedrooms are fully carpeted for noise reduction and share a convenient Jack-and-Jill bathroom. The second floor also features a tucked-away laundry room complete with white shaker-style cabinets for extra storage. Beyond the gates, new homeowners can enjoy resort-style amenities at the community clubhouse, featuring an Olympic-sized swimming pool, splash pad, multiple tennis courts, a fully equipped fitness center, playground, dog park, and more. This meticulously maintained home truly shows pride of ownership. Enjoy a convenient location close to shopping, dining, and major roadways. Don’t miss your opportunity to own this exceptional home with potential zero-down financing available!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,787
Sqft
0.1 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.5%
Days on market
160 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$310K → $350K
Zephyrhills median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7014 RIPPLE POND LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7014 RIPPLE POND LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7014 RIPPLE POND LOOP FAQs
What would the monthly payment be for 7014 RIPPLE POND LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,544/mo — principal and interest, the actual property-tax bill, the $287/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7014 RIPPLE POND LOOP?+
The association fee works out to $287 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7014 RIPPLE POND LOOP?+
The most recent tax bill on record (2025) was $3,979. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7014 RIPPLE POND LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $279,000, this home is listed about 10% below the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7014 RIPPLE POND LOOP?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ZEPHYRHILLS 33541 market on paper
$279,000 is 15% below the ZEPHYRHILLS 33541 median of $329,500, and at $156/sqft it sits under the Zephyrhills average of $177.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
160 days on market against a Zephyrhills median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $305,000, now $279,000 — a $26K cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4958773.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Zephyrhills homes, in your inbox
Like 7014 RIPPLE POND LOOP but not quite? A daily digest of every new listing in Zephyrhills — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →