40550 SUTORUS ROAD, ZEPHYRHILLS, FL, 33540
Active205 days on marketListed Jan 13, 2026MLS #L4958517
About this home
40550 SUTORUS ROAD
Discover the perfect blend of privacy, flexibility, and opportunity with this beautiful 2.3-acre property in Pasco County. This piece of paradise nestled beneath a canopy of mature oaks is build-ready, featuring a septic system, well with working pump, and convenient access to electrical service at the road. Zoned for both agricultural and residential use, this versatile parcel allows you to bring your animals, raise crops, and build the dream home you’ve always envisioned. Enjoy wide-open space and the freedom to design a custom home, while still maintaining easy access to surrounding areas. Whether you’re looking to build now or secure a premium homesite with long-term value, this property offers exceptional potential. Opportunities like this are becoming increasingly rare. Don’t miss your chance to own a truly special piece of land.
Facts & features
The home at a glance
2.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,507 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,507/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 40550 SUTORUS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$570,000
39912 JERRY RD · same community
5 bd · 4 ba · 2,264 sqft · $252/sqft · 157 DOM
Sold · Apr ’26$550,000
1814 WISE ROAD · same community
4 bd · 2 ba · 2,322 sqft · $237/sqft · 8 DOM
Sold · May ’26$115,000
1516 COMMERCIAL PLACE
2 bd · 2 ba · 696 sqft · $165/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 40550 SUTORUS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40550 SUTORUS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
40550 SUTORUS ROAD FAQs
What would the monthly payment be for 40550 SUTORUS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,507/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 40550 SUTORUS ROAD?+
The most recent tax bill on record (2025) was $1,051. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $199,000, this home is listed about 38% below the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 40550 SUTORUS ROAD?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ZEPHYRHILLS 33540 market on paper
$199,000 is 41% below the ZEPHYRHILLS 33540 median of $334,900.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
205 days on market against a Zephyrhills median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $219,000, now $199,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Mollie Simpson. MLS #L4958517.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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