1836 N CRYSTAL LAKE DRIVE UNIT 104, LAKELAND, FL, 33801
Active207 days on marketListed Jan 20, 2026MLS #L4958401
About this home
1836 N CRYSTAL LAKE DRIVE UNIT 104
HUGE PRICE DROP!!! Charming Two-Story Townhouse with a modern feel on Bonnie Lake! This spacious four-bedroom, two-and-half bath townhouse offers a functional two-story layout with generously sized bedroom and large windows that fill the home with natural light. The spacious kitchen features ample cabinetry and counter space, perfect for everyday living and entertaining. All bathrooms have been beautifully updated. Enjoy outdoor living in the fenced-in backyard with easy access to community amenities. The community offers two swimming pools, basketball courts, a fitness center, and a clubhouse. HOA fees include full exterior maintenance, designated parking and additional boat parking. Ideally located near downtown Lakeland, just half a mile east of Lake Hollingsworth, and positioned between Southeastern University and Florida Southern College. This home also offers a short commute to Polk State College, major shopping, dining, and medical facilities.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,730
Sqft
0.03 ac
Lot size
1976
Year built
Two
Levels
$110
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,003 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,003/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$110 vs $193
Days on market
207 vs 45 typical
Where $110/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Honey Tree
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Honey Tree — neighborhood snapshot
Population
688
Median age
36
Median income
$53,563
Median home value
$156,100
Avg household
3
Households w/ children
107
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $325K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
221 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1836 N CRYSTAL LAKE DRIVE UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$125,000
1836 N CRYSTAL LAKE DRIVE UNIT 1 · same community
2 bd · 1.5 ba · 1,158 sqft · $108/sqft · 35 DOM
Sold · Sep ’25$335,000
2635 MARTIN AVENUE
3 bd · 2 ba · 1,741 sqft · $192/sqft · 32 DOM
Sold · Mar ’26$420,000
2207 NEW JERSEY ROAD
3 bd · 2 ba · 1,754 sqft · $239/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1836 N CRYSTAL LAKE DRIVE UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1836 N CRYSTAL LAKE DRIVE UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1836 N CRYSTAL LAKE DRIVE UNIT 104 FAQs
What would the monthly payment be for 1836 N CRYSTAL LAKE DRIVE UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,003/mo — principal and interest, the actual property-tax bill, the $401/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1836 N CRYSTAL LAKE DRIVE UNIT 104?+
The association fee works out to $401 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1836 N CRYSTAL LAKE DRIVE UNIT 104?+
The most recent tax bill on record (2025) was $2,868. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1836 N CRYSTAL LAKE DRIVE UNIT 104?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $189,990, this home is listed about 44% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1836 N CRYSTAL LAKE DRIVE UNIT 104?+
Lakeland Senior High School (high), Crystal Lake Middle School (middle), Crystal Lake Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKELAND 33801 market on paper
$189,990 is 24% below the LAKELAND 33801 median of $249,900, and at $110/sqft it sits under the Lakeland average of $205.
02Pool & Trees/Woods views
The pool and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
207 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $214,990, now $189,990 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4958401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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