David Ramirez
$750,000$899,0006 bd4 ba2,811 sqft$267 /sqft$4,918 /mo all-in ↓

5028 RALSTON ROAD, LAKELAND, FL, 33811

Active194 days on marketListed Jan 23, 2026MLS #L4958362

Reduced $149KSingle Family ResidenceNONE

About this home

5028 RALSTON ROAD

HUGE PRICE REDUCTION!!! Location! Location! Location! 2 single family homes on 1 exceptional 5-acre property offers the perfect blend of peaceful rural living and modern convenience. Located within walking distance to the new Publix plaza, just minutes from Lakeland Linder Airport, and it's approximately 20 minutes to downtown Lakeland. Also the property provides easy access to I-4 and nearby Plant City. Ideal for creating your own private family compound, this property is perfectly suited for today’s style of rural, multi-generational living. With two homes on site, it also presents excellent opportunities for rental income, guest accommodations, or housing extended family—endless possibilities in a highly desirable location. The main house boasts an inviting wood-burning fireplace, creating a cozy ambiance with dual access to a large enclosed back patio. It offers an open floor concept with 4 bedrooms and 2 baths, providing ample space for family gatherings. Outdoor enthusiasts will find endless possibilities on this expansive property. With a large enclosed back porch, you can enjoy tranquil evenings while the dogs and kids play in the fenced back yard. The property also includes generous covered storage for a boat, golf cart, RV, and more, ensuring you have plenty of space for your recreational vehicles. Additionally, a substantial storage shed with electricity provides the ideal setup for a workshop or hobby space. The second house is a charming 2-bedroom, 2-bath home with two enclosed porches, one that overlooks the wooded area of the property that is perfect for relaxation. Both houses feature a primary bedroom with an attached bathroom, ensuring comfort and privacy. With livestock, agriculture, and farming permitted, this property is not just a home but a lifestyle. Plus, it qualifies for a USDA loan, making it an excellent opportunity for buyers. (Combined Sq footage with both houses is 2811) Don’t miss your chance to own this incredible property that balances peaceful rural living with everyday conveniences!

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

2,811

Sqft

5 ac

Lot size

3

Garage

1977

Year built

One

Levels

$267

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBrick · Vinyl Siding · Wood Frame (FSC Certified)
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingBoat · Covered · Garage Door Opener · Garage Faces Side · Golf Cart Parking · RV Carport · RV Parking
ExteriorLighting · Rain Gutters · RV Hookup · Sliding Doors

Community & fees

Taxes (2025)$5,160/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Street Lights · Water Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,918 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$430
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$4,918/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$430
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NONE

$267 vs $341

Days on market

194 vs 42 typical

Where $267/sqft sits among the 272 homes for sale in NONE

148 · this home
60
21
15
10
18
$138–360$360–583$583–806$806–1028$1028–1251$1251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 5028 RALSTON ROAD

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)50 min
Walt Disney World54 min
Universal Orlando64 min
Downtown Orlando70 min
Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33811 — neighborhood snapshot

Population

28,456

Median age

36.7

Median income

$85,821

Median home value

$289,800

Avg household

2.78

Households w/ children

3,489

For the school run

Polk County School District

ElementaryMedulla Elementary School★★★★
MiddleLakeland Highlands Middle School★★★★★
HighGeorge W. Jenkins Senior High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

105 of 272

NONE have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the LAKELAND 33811 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $750,000 $149K
Jan 23, 2026Listed at $899,000 · 194 days on market since
1977Built · NONE

Reality check

What actually sold near 5028 RALSTON ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7320 MARLO ROADSold · Jul ’26

$311,760

7320 MARLO ROAD · same community

3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM

301 CLARK STREETSold · Jan ’26

$410,000

301 CLARK STREET · same community

4 bd · 4 ba · 2,582 sqft · $159/sqft · 204 DOM

517 CENTRAL AVENUE SESold · Dec ’25

$111,000

517 CENTRAL AVENUE SE · same community

4 bd · 1.5 ba · 2,521 sqft · $44/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5028 RALSTON ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5028 RALSTON ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

5028 RALSTON ROAD FAQs

What would the monthly payment be for 5028 RALSTON ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,918/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5028 RALSTON ROAD?+

The most recent tax bill on record (2025) was $5,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5028 RALSTON ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $750,000, this home is listed about 121% above the Lakeland median of $339,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5028 RALSTON ROAD?+

Medulla Elementary School (elementary), Lakeland Highlands Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$750,000 runs 111% above the LAKELAND 33811 median — but at 2,811 sqft it's also 62% larger than the typical Lakeland listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

194 days on market against a Lakeland median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $899,000, now $750,000 — a $149K cut. The full history is in the market section below.

Listing courtesy of PAIGE WAGNER HOMES REALTY · Deborah Saley. MLS #L4958362.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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