16404 BAY STREET, CLERMONT, FL, 34714
Active232 days on marketListed Dec 5, 2025MLS #L4957737
About this home
16404 BAY STREET
This is the lot you've been searching for in beautiful Clermont, FL! Park your RV on the manicured paver pad and enjoy your own piece of Florida Living in sought-after Elite Resorts at Citrus Valley. Lot 106 is a spacious pull through lot located right next to the clubhouse. The lot has full hookups. You have more room than you'd expect on an RV lot, so there are tons of possibilities, including installing your own park model! This top quality resort is only 12 miles from Walt Disney World and the amenities are a big value with high speed internet, cable, sewer, trash, water, grounds maintenance, community pool, bathhouses, playground, gate, grass cutting and more included in your condo dues ($756 each quarter). Low maintenance living leaves plenty of time for you to enjoy local attractions. You can call this beautiful property home in the Winter, or year round... set up your showing today!
Facts & features
The home at a glance
0.07 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34714 — neighborhood snapshot
Population
26,826
Median age
34.2
Median income
$74,470
Median home value
$343,600
Avg household
2.82
Households w/ children
3,295
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the CLERMONT 34714 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 16404 BAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$150,000
2415 CITRUS TREE ROAD · same community
1 bd · 1 ba · 481 sqft · $312/sqft · 266 DOM
Sold · Feb ’26$200,000
2415 CITRUS TREE ROAD · same community
1 bd · 1 ba · 481 sqft · $416/sqft · 64 DOM
Sold · Jun ’26$175,000
16504 SUNSHINE AVENUE · same community
1 bd · 1.5 ba · 492 sqft · $356/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16404 BAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16404 BAY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16404 BAY STREET FAQs
What would the monthly payment be for 16404 BAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,211/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16404 BAY STREET?+
The most recent tax bill on record (2025) was $1,597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16404 BAY STREET?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $145,000, this home is listed about 69% below the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 16404 BAY STREET?+
Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLERMONT 34714 market on paper
$145,000 is 60% below the CLERMONT 34714 median of $366,990.
02Time on market is leverage
232 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GOLDSMITH PROPERTY SOLUTIONS · Corrie Lovette. MLS #L4957737.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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