4300 CREMONA DRIVE, SEBRING, FL, 33872
Active258 days on marketListed Nov 7, 2025MLS #L4957086
About this home
4300 CREMONA DRIVE
Looking for a move-in ready custom home in Sun 'N Lake? Welcome to 4300 Cremona Drive, a brand-new custom-built residence that offers over 2,200 square feet of thoughtfully designed living space, quality finishes, and the opportunity to enjoy new construction without the wait. From the moment you arrive, the custom craftsmanship is evident. Double front doors welcome you into an open, light-filled floor plan with soaring ceilings, luxury laminate flooring throughout the main living areas, and oversized sliding glass doors that bring the outdoors in. Designed for both everyday living and entertaining, the spacious great room flows seamlessly into the kitchen and dining area, creating a comfortable gathering space for family and friends. At the heart of the home, the kitchen combines style and function with a large center island, elegant stone countertops, light cabinetry, stainless steel appliances, modern fixtures, and a generous pantry. Whether preparing dinner or hosting guests, this space was designed to be both beautiful and practical. The private owner's suite offers a relaxing retreat with a spacious walk-in closet and a spa-inspired bathroom featuring dual vanities, natural wood cabinetry, a walk-in glass shower, and a soaking tub perfectly positioned to enjoy natural light. Three additional bedrooms provide flexibility for family, guests, or a dedicated home office, while the guest bathroom offers dual sinks, a spacious vanity, and timeless tile finishes. A well-appointed laundry room includes built-in cabinetry and folding space, adding convenience to everyday living. Outside, the oversized homesite offers endless possibilities to create your ideal outdoor living area, whether it's adding a pool, creating a garden, or simply enjoying the peaceful surroundings. The extended driveway and two-car garage provide ample parking and storage. Located in the desirable Sun 'N Lake community, residents enjoy championship golf courses, tennis and pickleball courts, parks, walking trails, Island View Restaurant, and convenient access to shopping, medical facilities, and schools. If you've been searching for a thoughtfully designed custom-built home that stands apart from today's production homes, 4300 Cremona Drive is ready to welcome you home. Schedule your private showing today and experience the difference that custom construction can make.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,225
Sqft
0.38 ac
Lot size
2
Garage
2025
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,853 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,853/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
Right at the estimate
$/sqft vs SUN N LAKE
$188 vs $195
Days on market
258 vs 60 typical
Where $188/sqft sits among the 53 homes for sale in SUN N LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
21 of 53
SUN N LAKE have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1576% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 4300 CREMONA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$399,900
6809 COCONUT GROVE DRIVE · same community
4 bd · 2 ba · 2,225 sqft · $180/sqft · 197 DOM
Sold · Feb ’26$419,900
4632 SAN LORENZO DRIVE · same community
4 bd · 2 ba · 2,225 sqft · $189/sqft · 150 DOM
Sold · Oct ’25$335,900
6925 SUN N LAKE BOULEVARD · same community
4 bd · 3 ba · 2,240 sqft · $150/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4300 CREMONA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4300 CREMONA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4300 CREMONA DRIVE FAQs
What would the monthly payment be for 4300 CREMONA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,853/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4300 CREMONA DRIVE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4300 CREMONA DRIVE?+
The most recent tax bill on record (2024) was $398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4300 CREMONA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $419,000, this home is listed about 50% above the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4300 CREMONA DRIVE?+
Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$419,000 runs 1576% above the SEBRING 33872 median — but at 2,225 sqft it's also 48% larger than the typical Sebring listing.
02Time on market is leverage
258 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $449,950, now $419,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jen Lay. MLS #L4957086.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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