548 NARROW POND ROAD, POLK CITY, FL, 33868
Active255 days on marketListed Nov 26, 2025MLS #L4956346
About this home
548 NARROW POND ROAD
This lovingly maintained 1-bedroom, 2-bath home offers 1,240 sq ft of functional, open-concept living designed for easy entertaining and everyday comfort. Step inside and discover upgrades like a new roof in 2024, modern refrigerator (2023), and a high-efficiency water softener (2025). Exterior was painted two years ago. 25x55 RV port with SPF screened shades, Florida room overlooks a pond, outside patio features a gas fireplace and a concrete table and benches. Perfect to watch the West Side sunsets. The laundry room has a full bath plus attic storage above. Situated on a generous 8,960 sq ft lot, the home offers plenty of room for outdoor relaxation in a peaceful neighborhood. What truly sets this property apart is the vibrant 55+ community lifestyle. With two sparkling pools, two clubhouses, and a full calendar of daily activities, you'll enjoy a connected and active retirement lifestyle with like-minded neighbors. This is your chance to embrace the warmth, relaxation, and joy of Florida retirement — all from your very own piece of paradise.
Facts & features
The home at a glance
1
Bedrooms
2
Bathrooms
1,240
Sqft
0.21 ac
Lot size
2013
Year built
One
Levels
$383
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,593 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,593/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$383 vs $277
Days on market
255 vs 54 typical
Where $383/sqft sits among the 82 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $290K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
45 of 82
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 869% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 548 NARROW POND ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$510,000
410 NOLANE LANE · same community
4 bd · 3 ba · 2,233 sqft · $228/sqft · 73 DOM
Sold · Sep ’25$505,000
652 MEANDERING WAY
1 bd · 2 ba · 1,240 sqft · $407/sqft · 25 DOM
Sold · Jan ’26$212,000
9032 SARAH DRIVE
2 bd · 2 ba · 1,242 sqft · $171/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 548 NARROW POND ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 548 NARROW POND ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
548 NARROW POND ROAD FAQs
What would the monthly payment be for 548 NARROW POND ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,593/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 548 NARROW POND ROAD?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 548 NARROW POND ROAD?+
The most recent tax bill on record (2024) was $3,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 548 NARROW POND ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $475,000, this home is listed about 17% above the Polk City median of $405,000. The market section on this page shows how the area is trending.
Which schools are assigned to 548 NARROW POND ROAD?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WORTH CLARK REALTY · Douglass Dillard. MLS #L4956346.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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