David Ramirez
$99,900$125,0001 bd1 ba684 sqft$146 /sqft$1,392 /mo all-in ↓

220 N IDLEWOOD AVENUE UNIT 204, BARTOW, FL, 33830

Active334 days on marketListed Sep 9, 2025MLS #L4955730

Priced 68% below the BARTOW 33830 medianReduced $25KCondominiumPEACE RIVER GOLF CONDO 100

About this home

220 N IDLEWOOD AVENUE UNIT 204

Fully Renovated 1-Bedroom Condo with Sunroom – Move-In Ready! Step into this beautifully updated 1-bedroom, 1-bath condo featuring a fresh, modern design throughout. The spacious bedroom includes a bright sunroom—perfect for a home office, cozy reading nook, or extra lounge area. The kitchen has been completely remodeled with brand-new cabinetry, sleek countertops, and stylish glass appliances. The bathroom is fully upgraded as well, showcasing a new tub and custom tile work for a clean, contemporary look. Enjoy an open layout, generous closet space, and high-end finishes that make this home truly turnkey. Situated in a well-maintained community near shopping, dining, and major highways, this condo is ideal for first-time buyers, downsizers, or investors. The HOA includes gas, water, sewer, trash, lawn maintenance, and pest control. $455 monthly. Low electric bill. Plus, you’ll love the location—right next to the Idlewood venue with seasonal pool access and year-round dining. You're also just steps away from a golf course and an additional on-site restaurant.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

684

Sqft

0.01 ac

Lot size

1985

Year built

Two

Levels

$146

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesGas Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Stone Counters · Thermostat
LaundryCommon Area
CoolingCentral Air
HeatingCentral · Electric · Natural Gas

Outside & construction

RoofBuilt-Up · Other
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorLighting

Community & fees

HOA fee$455/mo
Taxes (2024)$1,738/yr
PetsCats OK, Dogs OK, Yes
CommunityNone

Utilities & systems

UtilitiesCable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Phone Available · Public · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,392 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$588
FHA mortgage insurance (est.)$44
Property tax — 2024 actual bill$145
Condo fee — from the listing$455
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,497
Interest rate6.00%
Loan term

Estimated payment

$1,392/mo

Principal & interest$588
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$145
HOA / condo fee$455
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bartow actives

$146 vs $178

Days on market

334 vs 38 typical

Where $146/sqft sits among the 124 Bartow actives

19
21 · this home
36
21
15
12
$116–139$139–162$162–185$185–208$208–231$231+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Map of 220 N IDLEWOOD AVENUE UNIT 204

Drive times from this address

Downtown Tampa52 min
Walt Disney World57 min
Tampa Int’l Airport (TPA)63 min
Universal Orlando67 min
Downtown Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$303K$327K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

67 of 124

Bartow actives have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% below the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

CurrentPrice reduced to $99,900 $25K
Sep 9, 2025Listed at $125,000 · 334 days on market since
1985Built · PEACE RIVER GOLF CONDO 100

Reality check

What actually sold near 220 N IDLEWOOD AVENUE UNIT 204

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1960 HAMILTON STREETSold · Aug ’25

$157,000

1960 HAMILTON STREET

2 bd · 1 ba · 644 sqft · $244/sqft · 45 DOM

1445 E STUART STREETSold · Oct ’25

$70,000

1445 E STUART STREET

2 bd · 1 ba · 759 sqft · $92/sqft · 0 DOM

1165 E CHURCH STREETSold · Aug ’25

$180,000

1165 E CHURCH STREET

2 bd · 1 ba · 825 sqft · $218/sqft · 308 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 220 N IDLEWOOD AVENUE UNIT 204 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 220 N IDLEWOOD AVENUE UNIT 204 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

220 N IDLEWOOD AVENUE UNIT 204 FAQs

What would the monthly payment be for 220 N IDLEWOOD AVENUE UNIT 204?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,392/mo — principal and interest, the actual property-tax bill, the $455/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 220 N IDLEWOOD AVENUE UNIT 204?+

The association fee works out to $455 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 220 N IDLEWOOD AVENUE UNIT 204?+

The most recent tax bill on record (2024) was $1,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 220 N IDLEWOOD AVENUE UNIT 204?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bartow?+

At $99,900, this home is listed about 68% below the Bartow median of $315,000. The market section on this page shows how the area is trending.

Which schools are assigned to 220 N IDLEWOOD AVENUE UNIT 204?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BARTOW 33830 market on paper

$99,900 is 68% below the BARTOW 33830 median of $313,965, and at $146/sqft it sits under the Bartow average of $181.

02Time on market is leverage

334 days on market against a Bartow median of 38 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $125,000, now $99,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of BERRY REALTY & APPRAISAL SERVICES PA · Tina Ford. MLS #L4955730.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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