321 LAKE HARRIS DRIVE, LAKELAND, FL, 33813
Active391 days on marketListed Jul 10, 2025MLS #L4954221
About this home
321 LAKE HARRIS DRIVE
Welcome to 321 Lake Harris Drive—a charming villa offering a comfortable 2-bedroom, 2-bath layout in a prime South Lakeland location. With spacious interiors and a practical design, this home provides easy, low-maintenance living in a location that’s close to everything you need. Whether you're looking to establish roots or simplify your lifestyle, this property offers flexibility and appeal. Zoned for George Jenkins High School, a campus recognized for its strong academics and wide range of student programs, this is a smart move in an area that continues to grow in value and convenience. -A/C: Two years old. -Roof: Two years old. -Storage/shelving in Laundry Room. -Screened in lanai. -Privacy fenced backyard. -Kitchen Appliances Included with purchase of home! (Dishwasher and Refrigerator) -Carport
Facts & features
The home at a glance
2
Bedrooms
1,104
Sqft
0.1 ac
Lot size
1986
Year built
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$1,740 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,740/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$197 vs $195
Days on market
391 vs 42 typical
Where $197/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
190 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 321 LAKE HARRIS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$255,500
341 LAKE HARRIS DRIVE · same community
2 bd · 2 ba · 1,380 sqft · $185/sqft · 92 DOM
Sold · Apr ’26$224,900
5732 WINDSONG LANE
3 bd · 2 ba · 1,100 sqft · $204/sqft · 6 DOM
Sold · Jul ’26$268,000
5526 KARAN COURT
3 bd · 2 ba · 1,110 sqft · $241/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 321 LAKE HARRIS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 321 LAKE HARRIS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
321 LAKE HARRIS DRIVE FAQs
What would the monthly payment be for 321 LAKE HARRIS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,740/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Lakeland?+
At $218,000, this home is listed about 36% below the Lakeland median of $339,925. The market section on this page shows how the area is trending.
Which schools are assigned to 321 LAKE HARRIS DRIVE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33813 market on paper
$218,000 is 45% below the LAKELAND 33813 median of $400,000, and at $197/sqft it sits under the Lakeland average of $206.
02Time on market is leverage
391 days on market against a Lakeland median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $229,000, now $218,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of S & D REAL ESTATE SERVICE LLC · Solomon Gallant. MLS #L4954221.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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