David Ramirez
$120,000$200,000$920 /mo all-in ↓

0 6TH STREET, MULBERRY, FL, 33860

Active517 days on marketListed Feb 22, 2025MLS #L4949687

Priced 59% below the MULBERRY 33860 medianReduced $80K

About this home

0 6TH STREET

Prime 0.79-Acre Residential Lot in Mulberry – Builder’s Opportunity! Located in an established neighborhood, this 0.79-acre vacant lot is perfect for a custom home or investment property. Zoned residential with utilities nearby, it offers easy access to schools, shopping, and highways. A great opportunity in a growing area—call today!

Facts & features

The home at a glance

0.79 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$0/yr

Utilities & systems

UtilitiesElectrical Nearby · Water Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$920 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Property tax — 2024 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,200
Interest rate6.00%
Loan term

Estimated payment

$1,030/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Est. property taxes$110
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Mulberry

Map of 0 6TH STREET

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)54 min
Walt Disney World61 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mulberry. See the full Mulberry guide →

MULBERRY 33860 — neighborhood snapshot

Population

25,617

Median age

34.3

Median income

$62,779

Median home value

$221,400

Avg household

2.93

Households w/ children

3,311

For the school run

Polk County School District

MiddleMulberry Middle School★★★★
HighMulberry Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mulberry market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$318K$315K

Mulberry median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% below the MULBERRY 33860 median. See the full Mulberry market guide →

Paper trail

This home's history

CurrentPrice reduced to $120,000 $80K
Feb 22, 2025Listed at $200,000 · 517 days on market since

Reality check

What actually sold near 0 6TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

804 SE 5TH STREETSold · Jan ’26

$160,000

804 SE 5TH STREET

3 bd · 1 ba · 788 sqft · $203/sqft · 7 DOM

141 NW 10TH DRIVESold · Feb ’26

$122,000

141 NW 10TH DRIVE

3 bd · 1 ba · 884 sqft · $138/sqft · 6 DOM

175 SUNSET ROADSold · Jun ’26

$190,000

175 SUNSET ROAD

3 bd · 1 ba · 973 sqft · $195/sqft · 167 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 6TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 6TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

0 6TH STREET FAQs

What would the monthly payment be for 0 6TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $920/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 6TH STREET?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Mulberry?+

At $120,000, this home is listed about 62% below the Mulberry median of $312,500. The market section on this page shows how the area is trending.

Which schools are assigned to 0 6TH STREET?+

Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MULBERRY 33860 market on paper

$120,000 is 59% below the MULBERRY 33860 median of $292,000.

02Time on market is leverage

517 days on market against a Mulberry median of 29 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $200,000, now $120,000 — a $80K cut. The full history is in the market section below.

Listing courtesy of S & D REAL ESTATE SERVICE LLC · Johnna Meche. MLS #L4949687.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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