David Ramirez
$278,000$285,0003 bd2 ba1,393 sqft$200 /sqft$1,953 /mo all-in ↓

4229 ELSON AVENUE, SEBRING, FL, 33875

Active715 days on marketListed Aug 9, 2024MLS #L4946764

Reduced $7KSingle Family ResidenceLAKEWOOD TERRACE ADD

About this home

4229 ELSON AVENUE

Under Construction. Enjoy all that Sebring is known for—beautiful lakes, outdoor recreation, historic charm, and a community spotlighted by HGTV. A rare opportunity to own a thoughtfully designed new construction home in one of Central Florida’s most desirable and welcoming towns. New block home in Sebring minutes from Lake Jackson & Sebring Municipal Golf Course. No HOA. Seller is motivated buyer incentive toward closing cost $4000.00. Home is beautiful ceramic tile flooring. Spacious block home, open plan 3/2/1. This open plan features recessed LED lighting, coffered ceiling, ceiling fans & blinds. The kitchen/dining area features an Island, granite counter tops, stainless steel appliances and wood cabinets with soft close doors, crown molding at cabinets tops & a farm house style sink. Breakfast area is next to kitchen and open to the great room. Great room features a unique coffered ceiling with recessed lights and ceiling fan. Master suite is at the rear of the home with a ceiling fan & recessed lights, a walk-in closet & an en suite bath. The bath features a double vanity with granite counter tops & a tiled walk-in shower with glass shower door. The other 2 bedroom have good size closets & ceiling fans. The foyer bath has a single vanity with granite counter top and tiled walk in shower. The wash/dryer hookup is the in garage as well as the hot water heater. Less than 5 minutes to Lake Jackson, Walmart, Walgreens, Publix & US Hwy 27. Sebring International Raceway is 10 miles, 10 miles to FL State College & NuCore Steel manufactory, approximately 80 south of Orlando International Airport, 97 miles south of Tampa International Airport , 70 miles from Punta Gorda Airport, 160 miles from Miami and about 70 miles to east or west coast of Florida. Come live the dream in Sebring in HIGHLANDS county!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,393

Sqft

0.12 ac

Lot size

1

Garage

2024

Year built

One

Levels

$200

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Electric Water Heater
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Lighting

Community & fees

Taxes (2024)$397/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,953 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,637
FHA mortgage insurance (est.)$123
Property tax — 2024 actual bill$33
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,730Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,730
Interest rate6.00%
Loan term

Estimated payment

$1,953/mo

Principal & interest$1,637
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$33
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $278K
$256KedgeAI estimate $299,942 · range $267K$338K$351K

vs edgeAI estimate

−7.3%

$/sqft vs Sebring actives

$200 vs $187

Days on market

715 vs 60 typical

Where $200/sqft sits among the 206 Sebring actives

38
42
47
46 · this home
14
19
$124–149$149–174$174–199$199–224$224–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sebring

Map of 4229 ELSON AVENUE

Get to know Sebring. See the full Sebring guide →

SEBRING 33875 — neighborhood snapshot

Population

11,429

Median age

49.3

Median income

$76,990

Median home value

$216,500

Avg household

2.36

Households w/ children

1,066

For the school run

Highlands County School District

ElementaryCracker Trail Elementary School★★★★★
HighSebring High School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

91 of 206

Sebring actives have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1012% above the SEBRING 33875 median. See the full Sebring market guide →

Paper trail

This home's history

CurrentPrice reduced to $278,000 $7K
Aug 9, 2024Listed at $285,000 · 715 days on market since
2024Built · LAKEWOOD TERRACE ADD

Reality check

What actually sold near 4229 ELSON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4206 DUNN AVENUESold · Dec ’25

$200,000

4206 DUNN AVENUE · same community

2 bd · 2 ba · 1,051 sqft · $190/sqft · 11 DOM

3915 ELSON AVENUESold · Aug ’25

$219,900

3915 ELSON AVENUE · same community

2 bd · 2 ba · 1,034 sqft · $213/sqft · 7 DOM

4206 Dunn Avenue, Sebring FL 33875Sold · Dec ’25

$200,000

4206 Dunn Avenue, Sebring FL 33875 · same community

2 bd · 2 ba · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4229 ELSON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4229 ELSON AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4229 ELSON AVENUE FAQs

What would the monthly payment be for 4229 ELSON AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,953/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4229 ELSON AVENUE?+

The most recent tax bill on record (2024) was $397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sebring?+

At $278,000, this home is listed about 1% below the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 4229 ELSON AVENUE?+

Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$278,000 runs 1012% above the SEBRING 33875 median.

02Time on market is leverage

715 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $285,000, now $278,000 — a $7K cut. The full history is in the market section below.

Listing courtesy of ADVANTAGE REALTY 1 · Sharon Jones PA. MLS #L4946764.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sebring homes, in your inbox

Like 4229 ELSON AVENUE but not quite? A daily digest of every new listing in Sebring — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 10:57 AM UTC. The listing information on this page last changed on July 25, 2026 at 10:57 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 10:57 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 10:57 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.