262 TOMS ROAD, DEBARY, FL, 32713
Active28 days on marketListed Jun 25, 2026MLS #K4903597
About this home
262 TOMS ROAD
Rare Opportunity in DeBary! Invest in this spacious vacant lot at 262 Toms Rd, located in a quiet, established neighborhood with no HOA. This lot offers a great mix of privacy and convenience, just minutes from shopping, dining, and major highways for an easy commute. Additional adjacent lots also available: 264, 266, 268, and 270 Toms Rd—perfect for added space or development potential. For questions regarding land use, building requirements, or zoning, please reach out to the City of DeBary Zoning Department directly. Don't miss out on this growing area—secure your piece of DeBary today!
Facts & features
The home at a glance
0.37 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$429 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$429/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Plantation Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
Plantation Estates — neighborhood snapshot
Population
5,254
Median age
34
Median income
$79,929
Median home value
$262,123
Avg household
2
Households w/ children
617
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $391K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% below the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 262 TOMS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 262 TOMS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
262 TOMS ROAD FAQs
What would the monthly payment be for 262 TOMS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $429/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 262 TOMS ROAD?+
The most recent tax bill on record (2025) was $423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Debary?+
At $36,899, this home is listed about 91% below the Debary median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 262 TOMS ROAD?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903597.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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