David Ramirez
$345,000$354,0003 bd2 ba2,045 sqft$169 /sqft$2,823 /mo all-in ↓

1819 SANDHILL LANE, WINTER HAVEN, FL, 33884

Active39 days on marketListed Jun 16, 2026MLS #K4903563

Reduced $9KWaterfrontSingle Family ResidenceSAND HILL LANE

About this home

1819 SANDHILL LANE

Virtually Staged. Welcome to Cypresswood Golf & Country Club, a gated and guard-gated community offering resort-style living in a beautiful golf course setting. This well-maintained 3-bedroom, 2-bathroom home is ideally situated at the end of a quiet cul-de-sac, providing one of the most desirable locations on the street. Inside, you'll find a spacious open-concept floor plan designed for comfortable living and entertaining. The large kitchen features stainless steel appliances, abundant cabinetry, and a center island that serves as the heart of the home. The living and dining areas flow seamlessly to the expansive fully screened lanai, creating the perfect indoor-outdoor living space. The private primary suite offers direct access to the lanai, a massive walk-in closet, and an oversized walk-in shower complete with a built-in bench. Two additional bedrooms and a second full bath provide plenty of room for family and guests. Residents of Cypresswood Golf & Country Club enjoy access to exceptional community amenities, including a clubhouse, community pool, tennis courts, and beautifully maintained grounds. Don't miss this opportunity to enjoy Florida living at its finest in one of the area's most sought-after communities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,045

Sqft

0.19 ac

Lot size

2

Garage

2002

Year built

One

Levels

$169

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorHigh Ceilings
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$149/mo
Taxes (2025)$3,960/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,823 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$330
HOA fee — from the listing$149
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,075
Interest rate6.00%
Loan term

Estimated payment

$2,823/mo

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$330
HOA / condo fee$149
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $345K
$331KedgeAI estimate $357,279 · range $348K$381K$396K

vs edgeAI estimate

−3.4%

$/sqft vs Winter Haven actives

$169 vs $171

Days on market

39 vs 42 typical

Where $169/sqft sits among the 400 Winter Haven actives

46
60
113 · this home
106
31
44
$100–125$125–150$150–176$176–201$201–226$226+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 1819 SANDHILL LANE

Drive times from this address

Walt Disney World42 min
Universal Orlando52 min
Downtown Orlando58 min
Orlando Int’l Airport (MCO)62 min
Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

196 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $345,000 $9K
Jun 16, 2026Listed at $354,000 · 39 days on market since
2002Built · SAND HILL LANE

Reality check

What actually sold near 1819 SANDHILL LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

35 ENCLAVE DRIVESold · May ’26

$225,000

35 ENCLAVE DRIVE

3 bd · 3 ba · 2,070 sqft · $109/sqft · 557 DOM

3155 BEAUCHAMP COURTSold · Mar ’26

$455,000

3155 BEAUCHAMP COURT

3 bd · 2 ba · 2,103 sqft · $216/sqft · 25 DOM

3322 OAK HILL PLACESold · Jul ’26

$330,000

3322 OAK HILL PLACE

3 bd · 2 ba · 2,109 sqft · $156/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1819 SANDHILL LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1819 SANDHILL LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1819 SANDHILL LANE FAQs

What would the monthly payment be for 1819 SANDHILL LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,823/mo — principal and interest, the actual property-tax bill, the $149/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1819 SANDHILL LANE?+

The association fee works out to $149 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1819 SANDHILL LANE?+

The most recent tax bill on record (2025) was $3,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1819 SANDHILL LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $345,000, this home is listed about 21% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1819 SANDHILL LANE?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$345,000 runs 21% above the WINTER HAVEN 33884 median — but at 2,045 sqft it's also 24% larger than the typical Winter Haven listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $354,000, now $345,000 — a $9K cut. The full history is in the market section below.

Listing courtesy of GOLD HEART REALTY LLC · Lori Roberts. MLS #K4903563.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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