LOT 18 WALLACE STREET, INTERLACHEN, FL, 32148
Active100 days on marketListed Apr 15, 2026MLS #K4903417
About this home
LOT 18 WALLACE STREET
Zoned R-2 – Full Build Flexibility! Build or bring your dream home — or secure a smart investment for the future. This spacious corner lot at in Interlachen offers a peaceful, natural setting while still providing convenient access to schools, shopping, and outdoor recreation. The R-2 zoning allows for site-built, manufactured, modular, mobile, tiny homes, and barndominiums, giving you true flexibility to create the residence or investment property that fits your vision. With no HOA, low property taxes, and location in a growing area of Putnam County, this is an affordable opportunity to own your piece of Florida. The seller also owns two additional nearby lots available, offering the option to purchase individually or as a package deal for added value and investment potential. For directional purposes use 403 Canine property across the street. Buyer to verify all property details including zoning, utilities, land use, and building requirements. All information deemed reliable but not guaranteed.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$243 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$243/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Interlachen
Get to know Interlachen. See the full Interlachen guide →
INTERLACHEN 32148 — neighborhood snapshot
Population
11,580
Median age
42.9
Median income
$45,320
Median home value
$87,800
Avg household
2.5
Households w/ children
1,389
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Interlachen market
$145K → $152K
Interlachen median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the INTERLACHEN 32148 median. See the full Interlachen market guide →
Paper trail
This home's history
Reality check
What actually sold near LOT 18 WALLACE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$152,000
1141 DONOVAN AVENUE · same community
2 bd · 2 ba · 900 sqft · $169/sqft · 187 DOM
Sold · Jun ’26$140,000
112 PALMER DRIVE · same community
2 bd · 1 ba · 924 sqft · $152/sqft · 12 DOM
Sold · Jan ’26$155,000
503 THERESA AVENUE · same community
3 bd · 2 ba · 1,080 sqft · $144/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about LOT 18 WALLACE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for LOT 18 WALLACE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
LOT 18 WALLACE STREET FAQs
What would the monthly payment be for LOT 18 WALLACE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $243/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on LOT 18 WALLACE STREET?+
The most recent tax bill on record (2025) was $86. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Interlachen?+
At $11,999, this home is listed about 95% below the Interlachen median of $225,000. The market section on this page shows how the area is trending.
Which schools are assigned to LOT 18 WALLACE STREET?+
Robert H. Jenkins Junior Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INTERLACHEN 32148 market on paper
$11,999 is 4% below the INTERLACHEN 32148 median of $12,500.
02Time on market is leverage
100 days on market against a Interlachen median of 22 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $14,000, now $11,999 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903417.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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