David Ramirez

SR-26, FANNING SPRINGS, FL, 32693

Active178 days on marketListed Jan 27, 2026MLS #K4903247

Priced 97% below the FANNING SPRINGS 32693 medianReduced $500FORT FANNING PLANTATION PH 1 UNREC

About this home

SR-26

Opportunity awaits with this 0.26-acre parcel in the Fanning Springs area. Ideal for investors or those looking to hold land in a serene, natural setting of Florida. Close to the beautiful rivers, springs, and outdoor recreation that the region is known for, this property offers flexibility for future development. A perfect chance to own land in a quiet and peaceful location. for directional purposes only use 7821 SW SR 26

Facts & features

The home at a glance

0.26 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$48/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$205 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$38
FHA mortgage insurance (est.)$3
Property tax — 2025 actual bill$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $224Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $224
Interest rate6.00%
Loan term

Estimated payment

$205/mo

Principal & interest$38
FHA mortgage insurance (est.)$3
Property taxes (actual bill)$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fanning Springs

Map of SR-26

Get to know Fanning Springs. See the full Fanning Springs guide →

FANNING SPRINGS 32693 — neighborhood snapshot

Population

11,692

Median age

46

Median income

$64,128

Median home value

$182,300

Avg household

2.46

Households w/ children

1,358

The numbers that matter

The Fanning Springs market

Seller’s marketLeans buyer9.0 months of inventoryBuyer’s market

$454K$239K

Fanning Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Fanning Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% below the FANNING SPRINGS 32693 median. See the full Fanning Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $6,400 $500
Jan 27, 2026Listed at $6,900 · 178 days on market since

Reality check

What actually sold near SR-26

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8311 NW 174th Place, Other City - In The State Of Florida FL 32693Sold · Nov ’25

$240,000

8311 NW 174th Place, Other City - In The State Of Florida FL 32693

3 bd · 2 ba · 128 DOM

9240 CAROLINA WAYSold · Dec ’25

$230,000

9240 CAROLINA WAY

2 bd · 1.5 ba · 1,256 sqft · $183/sqft · 33 DOM

8751 NW 173RD STREETSold · May ’26

$133,000

8751 NW 173RD STREET

2 bd · 2 ba · 1,368 sqft · $97/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about SR-26 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SR-26 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

SR-26 FAQs

What would the monthly payment be for SR-26?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $205/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on SR-26?+

The most recent tax bill on record (2025) was $48. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fanning Springs?+

At $6,400, this home is listed about 98% below the Fanning Springs median of $322,500. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the FANNING SPRINGS 32693 market on paper

$6,400 is 97% below the FANNING SPRINGS 32693 median of $219,000.

02Time on market is leverage

178 days on market against a Fanning Springs median of 81 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $6,900, now $6,400 — a $500 cut. The full history is in the market section below.

Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903247.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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SR-26, FANNING SPRINGS, FL — $6,400 | CENTURY 21 Edge