105 MAXCY LANE, FROSTPROOF, FL, 33843
Active262 days on marketListed Nov 4, 2025MLS #K4903120
About this home
105 MAXCY LANE
Lakefront home on Lake Reedy. This 3 bedroom 1 bath concrete block home has a brand new metal room. (Oct. 2025). 105' of lakefront with 2 slip boat dock. The dock is 65' long with landing is 15 X 16 so plenty of room for fishing or relaxing and watching the sunrise. There had been power at the dock. Updates to the home include electrical with 200 amp panel, plumbing updates in the bathroom, Carrier AC installed around May or June of 2025. Irrigation well has new pump but owner has never used the irrigation. Special features are gas stove in the kitchen with small tank and lake view, gutters, city water and sewer, storage shed with new roof, enclosed back porch, and landscaping. The back open porch is 12 X 4 with hand rail and steps leading out to the dock. Terrazzo flooring throughout, some rooms have been freshly painted, laundry is in the one car carport, the large 23 X 12 enclosed back porch affords amazing views of the lake with windows on 3 sides. See video link
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,048
Sqft
0.25 ac
Lot size
1959
Year built
One
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,469 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,469/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.9%
$/sqft vs Frostproof actives
$301 vs $200
Days on market
262 vs 48 typical
Where $301/sqft sits among the 56 Frostproof actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Frostproof
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
Downtown Frostproof — neighborhood snapshot
Population
749
Median age
47
Median income
$37,538
Median home value
$96,846
Avg household
3
Households w/ children
82%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $245K
Frostproof median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
26 of 56
Frostproof actives have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 543% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 MAXCY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$122,000
320 E 8TH STREET
3 bd · 2 ba · 1,056 sqft · $116/sqft · 13 DOM
Sold · Feb ’26$250,000
300 W 6TH STREET
3 bd · 2 ba · 1,080 sqft · $231/sqft · 33 DOM
Sold · May ’26$155,000
110 W 1ST STREET
2 bd · 1 ba · 1,094 sqft · $142/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 MAXCY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 MAXCY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
105 MAXCY LANE FAQs
What would the monthly payment be for 105 MAXCY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,469/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 105 MAXCY LANE?+
The most recent tax bill on record (2024) was $3,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Frostproof?+
At $314,999, this home is listed about 15% above the Frostproof median of $274,950. The market section on this page shows how the area is trending.
Which schools are assigned to 105 MAXCY LANE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$314,999 runs 543% above the FROSTPROOF 33843 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
262 days on market against a Frostproof median of 48 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $335,000, now $314,999 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KEYSTONE REALTY · Cindy Wise. MLS #K4903120.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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