David Ramirez
$325,888$364,8882 bd2 ba750 sqft$435 /sqft$2,456 /mo all-in ↓

206 LAKE IDA, FROSTPROOF, FL, 33843

Active269 days on marketListed Oct 28, 2025MLS #K4903116

Reduced $39KWaterfrontSingle Family ResidenceNONE

About this home

206 LAKE IDA

Back on the Market!!! Grab your animals and come on home. enjoy this 2 bedroom, 2 bath metal kit home on 5.26 acres. property located on semi-private Lake Ida. home features high ceilings with a spiral staircase. also includes a 140 sqft loft and large bedroom upstairs. Upstairs bedrooms has bathroom included. With over 5 acres, there is plenty of room to roam,garden or just to relax outside. I deal for those looking for a place to get away and spend a few months here, or those looking for small quant home with plenty of land for animals to roam

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

750

Sqft

5.26 ac

Lot size

2021

Year built

Multi/Split

Levels

$435

Per sqft

WaterfrontPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionMetal Siding
FoundationSlab
FacesSouth
ExteriorPrivate Mailbox · Storage

Community & fees

Taxes (2025)$2,805/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,456 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,918
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$234
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,406Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,406
Interest rate6.00%
Loan term

Estimated payment

$2,456/mo

Principal & interest$1,918
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$234
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NONE

$435 vs $335

Days on market

269 vs 48 typical

Where $435/sqft sits among the 271 homes for sale in NONE

148
57 · this home
23
14
11
18
$136–359$359–582$582–805$805–1028$1028–1251$1251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Frostproof

Map of 206 LAKE IDA

Drive times from this address

Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Frostproof. See the full Frostproof guide →

FROSTPROOF 33843 — neighborhood snapshot

Population

11,072

Median age

53.4

Median income

$51,358

Median home value

$107,900

Avg household

2.45

Households w/ children

742

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Frostproof market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$220K$245K

Frostproof median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

99 of 271

NONE have cut their price

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 565% above the FROSTPROOF 33843 median. See the full Frostproof market guide →

Paper trail

This home's history

CurrentPrice reduced to $325,888 $39K
Oct 28, 2025Listed at $364,888 · 269 days on market since
2021Built · NONE

Reality check

What actually sold near 206 LAKE IDA

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

28750 JONES LOOP ROADSold · Jan ’26

$339,000

28750 JONES LOOP ROAD · same community

2 bd · 1 ba · 886 sqft · $383/sqft · 0 DOM

1401 E VOORHIS AVENUESold · Dec ’25

$200,000

1401 E VOORHIS AVENUE · same community

2 bd · 1 ba · 961 sqft · $208/sqft · 204 DOM

8225 WAKEFORD ROADSold · Jun ’26

$450,000

8225 WAKEFORD ROAD · same community

3 bd · 2.5 ba · 1,339 sqft · $336/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 206 LAKE IDA — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 206 LAKE IDA — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

206 LAKE IDA FAQs

What would the monthly payment be for 206 LAKE IDA?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,456/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 206 LAKE IDA?+

The most recent tax bill on record (2025) was $2,805. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 206 LAKE IDA?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Frostproof?+

At $325,888, this home is listed about 19% above the Frostproof median of $274,950. The market section on this page shows how the area is trending.

Which schools are assigned to 206 LAKE IDA?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$325,888 runs 565% above the FROSTPROOF 33843 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

269 days on market against a Frostproof median of 48 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $364,888, now $325,888 — a $39K cut. The full history is in the market section below.

Listing courtesy of KEYSTONE REALTY · Michael Hutto. MLS #K4903116.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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