3517 SE 1ST AVENUE, CAPE CORAL, FL, 33904
Active134 days on marketListed Mar 27, 2026MLS #J999261
About this home
3517 SE 1ST AVENUE
Experience elevated waterfront living in this beautifully updated Gulf access home. This property offers exceptional boating with approx. 20 minutes to open water. Featuring a 10,0001b boat lift and Trex dock. Designed for both relaxation and entertaining, the outdoor living space showcases a saltwater pool with a tranquil waterfall. Inside, the home has thoughtful upgrades throughout, including a fully remodeled kitchen and updated bathrooms with modern finishes. Major improvements include a new A/C system and impact windows, making this home truly storm-ready for peace of mind. Conveniently located just a short drive to Sanibel and Fort Myers beaches, as well as top-rated restaurants and shopping, this home offers the perfect blend of luxury, location, and boaters paradise.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,681
Sqft
0.23 ac
Lot size
1
Garage
1967
Year built
One
Levels
$410
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,565 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,565/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56.1%
$/sqft vs CAPE CORAL
$410 vs $246
Days on market
134 vs 50 typical
Where $410/sqft sits among the 148 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33904 — neighborhood snapshot
Population
32,925
Median age
58.6
Median income
$66,933
Median home value
$347,100
Avg household
2.21
Households w/ children
1,918
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
50 of 148
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 3517 SE 1ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$175,000
1307 SE 22ND TERRACE · same community
3 bd · 2 ba · 1,679 sqft · $104/sqft · 0 DOM
Sold · Mar ’26$310,000
217 SW 43RD TERRACE · same community
3 bd · 2 ba · 1,661 sqft · $187/sqft · 108 DOM
Sold · Dec ’25$315,000
2041 NE 28TH STREET · same community
3 bd · 2 ba · 1,725 sqft · $183/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3517 SE 1ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3517 SE 1ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3517 SE 1ST AVENUE FAQs
What would the monthly payment be for 3517 SE 1ST AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,565/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3517 SE 1ST AVENUE?+
The most recent tax bill on record (2025) was $5,083. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3517 SE 1ST AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $689,900, this home is listed about 56% above the Cape Coral median of $441,200. The market section on this page shows how the area is trending.
Which schools are assigned to 3517 SE 1ST AVENUE?+
Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$689,900 runs 50% above the CAPE CORAL 33904 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
134 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Pelican Elementary School, Cape Coral High School, Cape Elementary School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J999261.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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