David Ramirez
$269,000$299,0002 bd2 ba1,375 sqft$196 /sqft$2,166 /mo all-in ↓

386 ENCLAVE DRIVE UNIT 386, LAKELAND, FL, 33803

Active146 days on marketListed Mar 6, 2026MLS #J998558

Priced 7% below the LAKELAND 33803 medianReduced $30KCondominiumENCLAVE AT GRASSLANDS A CONDO

About this home

386 ENCLAVE DRIVE UNIT 386

One or more photo(s) has been virtually staged. Now offered for sale, this beautifully maintained second-floor residence showcases soaring cathedral ceilings and sweeping views of the front nine at Grasslands Golf & Country Club. Featuring two bedrooms plus a fully enclosed office/den — easily utilized as a third bedroom — this home is located within The Enclave, a gated community inside the highly regarded Grasslands neighborhood. Optional membership opportunities are available through the country club, offering access to championship golf, a fitness center, tennis courts, a resort-style pool, social and children’s events, and both formal and casual dining venues. A covered parking space is included, along with ample guest parking conveniently situated by your designated space. Recent updates include fresh interior paint, new flooring, and a beautifully renovated kitchen — making this home truly move-in ready!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,375

Sqft

0.02 ac

Lot size

1996

Year built

One

Levels

$196

Per sqft

Golf Course viewPets allowed

Inside

FlooringOther
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewGolf Course
FacesNorth
ExteriorIrrigation System

Community & fees

Taxes (2025)$3,644/yr
PetsNumber Limit, Yes
CommunityNone

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,166 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$304
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,415
Interest rate6.00%
Loan term

Estimated payment

$2,166/mo

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$304
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $269K
$241KedgeAI estimate $284,273 · range $251K$345K$359K

vs edgeAI estimate

−5.4%

$/sqft vs Lakeland actives

$196 vs $195

Days on market

146 vs 33 typical

Where $196/sqft sits among the 400 Lakeland actives

74
97
115 · this home
56
26
32
$126–158$158–189$189–221$221–253$253–285$285+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grasslands

Map of 386 ENCLAVE DRIVE UNIT 386 inside its neighborhood boundary

Drive times from this address

Downtown Tampa38 min
Walt Disney World48 min
Tampa Int’l Airport (TPA)49 min
Universal Orlando58 min
Downtown Orlando64 min
Orlando Int’l Airport (MCO)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Grasslands — neighborhood snapshot

Population

1,741

Median age

67

Median income

$65,382

Median home value

$286,300

Avg household

2

Households w/ children

42%

For the school run

Polk County School District

ElementaryDixieland Elementary School★★★★★
HighLakeland Senior High School★★★★★
MiddleSleepy Hill Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

195 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the LAKELAND 33803 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $269,000 $30K
Mar 6, 2026Listed at $299,000 · 146 days on market since
1996Built · ENCLAVE AT GRASSLANDS A CONDO

Reality check

What actually sold near 386 ENCLAVE DRIVE UNIT 386

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

351 ENCLAVE DRIVE UNIT 94Sold · Aug ’25

$283,100

351 ENCLAVE DRIVE UNIT 94 · same community

2 bd · 2 ba · 1,367 sqft · $207/sqft · 63 DOM

409 ENCLAVE PLACE UNIT N/ASold · Apr ’26

$300,000

409 ENCLAVE PLACE UNIT N/A · same community

2 bd · 2 ba · 1,367 sqft · $219/sqft · 36 DOM

332 ENCLAVE DRIVESold · Oct ’25

$317,900

332 ENCLAVE DRIVE · same community

3 bd · 2 ba · 1,478 sqft · $215/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 386 ENCLAVE DRIVE UNIT 386 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 386 ENCLAVE DRIVE UNIT 386 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

386 ENCLAVE DRIVE UNIT 386 FAQs

What would the monthly payment be for 386 ENCLAVE DRIVE UNIT 386?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,166/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 386 ENCLAVE DRIVE UNIT 386?+

The most recent tax bill on record (2025) was $3,644. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 386 ENCLAVE DRIVE UNIT 386?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $269,000, this home is listed about 21% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 386 ENCLAVE DRIVE UNIT 386?+

Dixieland Elementary School (elementary), Lakeland Senior High School (high), Sleepy Hill Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LAKELAND 33803 market on paper

$269,000 is 7% below the LAKELAND 33803 median of $289,900, and at $196/sqft it sits under the Lakeland average of $205.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

146 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $299,000, now $269,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J998558.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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