105 DAIRY ROAD, MELROSE, FL, 32666
Active259 days on marketListed Nov 7, 2025MLS #J994811
About this home
105 DAIRY ROAD
Virtually Staged. Discover the perfect blend of charm, space, and country living nestled on over 10 acres. This custom brick home offers the peace of rural living with all the comforts you need. Step inside to a light-filled great room featuring vaulted ceilings, a cozy fireplace, and rich pine hardwood floors that add warmth and character throughout. The spacious kitchen was fully renovated in 2019, offering a grand-sized island, gas stovetop, a breakfast bar, a coffee bar, and a sunny dining nook with views of the sparkling in-ground pool. Perfect for entertaining or relaxing with family. The primary suite is a true retreat with a large bathroom, ample closet space, and room to unwind. A formal dining room, a dedicated office with private entrance, and a generous utility room with double sinks provide flexible living options for work and play. Enjoy quiet mornings or lively evenings on the back porch, overlooking a serene backyard ideal for gatherings or quiet reflection. Additional features include an oversized two-car garage, attached carport, and plenty of room for horses, hobbies, or gardens. Whether you're looking for a homestead, a horse property, or simply room to this Melrose gem offers it all.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,961
Sqft
10.3 ac
Lot size
2
Garage
1985
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,549 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,549/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30%
Days on market
259 vs 57 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 132% above the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 DAIRY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 DAIRY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
105 DAIRY ROAD FAQs
What would the monthly payment be for 105 DAIRY ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,549/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 105 DAIRY ROAD?+
The most recent tax bill on record (2025) was $4,536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 DAIRY ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melrose?+
At $695,000, this home is listed about 75% above the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 105 DAIRY ROAD?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$695,000 runs 132% above the MELROSE 32666 median — but at 2,961 sqft it's also nearly twice the size of the typical Melrose listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
259 days on market against a Melrose median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $825,000, now $695,000 — a $130K cut. The full history is in the market section below.
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J994811.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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