147 ASHBY COVE LANE, NEW SMYRNA BEACH, FL, 32168
Active377 days on marketListed Jul 31, 2025MLS #J991618
About this home
147 ASHBY COVE LANE
Nestled on 10 tranquil acres within an exclusive gated community, this exceptional estate seamlessly blends custom craftsmanship with contemporary convenience, creating a residence that embodies both elegance and comfort. Completed in 2009, this stunning home features 4 bedrooms plus a den, 3 full bathrooms, and an attached two- car garage all-encompassing a total of 4,742 square feet, offering unparalleled privacy. In addition, the property possesses two structures serving as supplemental storage, garage(s), or a workshop. Step inside to natural light flooding the space through strategically placed skylights, illuminating the inviting interiors and effortlessly connecting to the patio and salt water pool. The heart of the home is a breathtaking chef’s kitchen, equipped with top-of-the- line appliances, double ovens, propane cooking, and a striking hood exhaust—perfect for culinary enthusiasts. The primary bedroom boasts generous walk-in closets and a spacious, spa-like bathroom, providing a personal sanctuary for relaxation. This remarkable estate is not just a home; it’s a lifestyle. Experience the ultimate blend of luxury, privacy, and tranquility. Schedule your private tour today and make this dream property your own! Additional highlights include: • 2 separate structures: an attached two-car garage and an oversized workshop. • A Generac home generator • Hurricane-impact windows • 2 tankless water heaters and efficient HVAC systems • A serene private pond
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,507
Sqft
10 ac
Lot size
2
Garage
2009
Year built
One
Levels
$328
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,370 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,370/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$328 vs $379
Days on market
377 vs 70 typical
Where $328/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ashby
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Ashby — neighborhood snapshot
Population
183
Median age
63
Median income
$104,818
Median home value
$440,052
Avg household
2
Households w/ children
3%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
213 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 207% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 147 ASHBY COVE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,200,000
389 EQUESTRIANS WAY
4 bd · 4 ba · 3,505 sqft · $342/sqft · 206 DOM
Sold · Apr ’26$620,000
4503 COLONY ROAD
3 bd · 2.5 ba · 1,936 sqft · $320/sqft · 5 DOM
Sold · Apr ’26$339,000
1212 S STATE ROAD 415
3 bd · 2 ba · 1,794 sqft · $189/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 147 ASHBY COVE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 147 ASHBY COVE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
147 ASHBY COVE LANE FAQs
What would the monthly payment be for 147 ASHBY COVE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,370/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 147 ASHBY COVE LANE?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 147 ASHBY COVE LANE?+
The most recent tax bill on record (2024) was $6,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 147 ASHBY COVE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,150,000, this home is listed about 123% above the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 147 ASHBY COVE LANE?+
Pride Elementary School (elementary), Creekside Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,150,000 runs 207% above the NEW SMYRNA BEACH 32168 median — but at 3,507 sqft it's also nearly twice the size of the typical New Smyrna Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
377 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Pride Elementary School, Creekside Middle School, New Smyrna Beach High School — Creekside Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,375,000, now $1,150,000 — a $225K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J991618.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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