4445 S ATLANTIC AVENUE UNIT 202, PONCE INLET, FL, 32127
Active22 days on marketListed Jul 16, 2026MLS #J1003103
About this home
4445 S ATLANTIC AVENUE UNIT 202
Prepare to be captivated by this stunning, fully furnished direct oceanfront unit at Sandcastle Condominium. Showcasing breathtaking views of the Atlantic Ocean and unforgettable sunrise vistas, this residence is perfectly positioned on the serene no-drive beach of Ponce Inlet. This well decorated 2-bedroom, 2-bath residence offers a true turnkey coastal lifestyle. The bright, open floor plan features luxury plank and tile flooring. Direct ocean views from the living area and bedrooms. The gourmet kitchen is designed for both style and function, complete with a large island, updated cabinetry, and elegant countertops. Both bathrooms have been tastefully updated with modern finishes. Recent upgrades, including new refrigerator, HVAC & water heater, to ensure peace of mind and low-maintenance ownership. Additional highlights include an in-unit laundry room with washer and dryer, and full furnishings for immediate enjoyment or rental income potential. Residents of Sandcastle enjoy resort-style amenities including two pools, private beach walkovers, freshly landscaped grounds, new elevators, a clubhouse, newly renovated underground parking garage plus guest parking. With a one-month minimum rental policy, this property is ideal as a primary residence, second home, or income-producing investment. It is conveniently located near the iconic Ponce Inlet Lighthouse & Museum, waterfront dining, shopping, just a short drive to Daytona International Airport & Orlando attractions. This exceptional oceanfront retreat truly has it all--simply bring your bags and start living in the Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,227
Sqft
3.01 ac
Lot size
1
Garage
1974
Year built
One
Levels
$443
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,098 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,098/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51.2%
$/sqft vs Ponce Inlet actives
$443 vs $370
Days on market
22 vs 111 typical
Where $443/sqft sits among the 45 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $755K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
28 of 45
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4445 S ATLANTIC AVENUE UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$372,500
4445 S ATLANTIC AVENUE UNIT 804 · same community
2 bd · 2 ba · 1,227 sqft · $304/sqft · 291 DOM
Sold · Oct ’25$400,500
4435 S ATLANTIC AVENUE UNIT 416 · same community
3 bd · 2 ba · 1,387 sqft · $289/sqft · 115 DOM
Sold · Apr ’26$255,000
4590 S ATLANTIC AVENUE UNIT 263A
2 bd · 2.5 ba · 1,205 sqft · $212/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4445 S ATLANTIC AVENUE UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4445 S ATLANTIC AVENUE UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4445 S ATLANTIC AVENUE UNIT 202 FAQs
What would the monthly payment be for 4445 S ATLANTIC AVENUE UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,098/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4445 S ATLANTIC AVENUE UNIT 202?+
The most recent tax bill on record (2025) was $5,933. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4445 S ATLANTIC AVENUE UNIT 202?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $544,000, this home is listed about 15% below the Ponce Inlet median of $642,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4445 S ATLANTIC AVENUE UNIT 202?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$544,000 runs 31% above the PONCE INLET 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1003103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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