125 TWIN LAKE GROVE DRIVE, INTERLACHEN, FL, 32148
Active36 days on marketListed Jul 1, 2026MLS #J1002554
About this home
125 TWIN LAKE GROVE DRIVE
SPACIOUS WATERFRONT HOME located on the beautiful spring fed TWIN LAKES with 160’ of waterfront. This inviting split-plan home with approximately 2,371 sq. ft. of conditioned spaced and fenced yard was built for lake. Enjoy the lakeview from the open living space and all three bedrooms, each having their own bathroom. The vaulted ceilings and skylights add character and natural light to the living areas. There’s also a guest bath for convenience and the option for a half bath currently used as additional storage. The rear porch is screened and backyard has shade trees for comfortable evenings overlooking the lake to view the beautiful sunsets and watch the wildlife. The bulk headed shoreline has 2 docks and private boat ramp to enjoy boating, fishing and skiing on this private lake. A concrete drive leads to a 625 sq. ft attached garage from a paved road. Outside storage includes a large 18’x30’ workshop with 8’x33’ side storage space, accessible from each end.
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
2,371
Sqft
1.1 ac
Lot size
2
Garage
1989
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,468 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,468/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Interlachen actives
$198 vs $155
Days on market
36 vs 48 typical
Where $198/sqft sits among the 25 Interlachen actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Interlachen
Get to know Interlachen. See the full Interlachen guide →
INTERLACHEN 32148 — neighborhood snapshot
Population
11,580
Median age
42.9
Median income
$45,320
Median home value
$87,800
Avg household
2.5
Households w/ children
1,389
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Interlachen market
$145K → $94K
Interlachen median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
16 of 25
Interlachen actives have cut their price
Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3652% above the INTERLACHEN 32148 median. See the full Interlachen market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 TWIN LAKE GROVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$85,000
201 SCOTT STREET
3 bd · 2 ba · 1,795 sqft · $47/sqft · 55 DOM
Sold · Sep ’25$154,500
200 WASHINGTON STREET
2 bd · 1 ba · 1,384 sqft · $112/sqft · 148 DOM
Sold · Aug ’26$169,000
116 TYLER AVENUE
3 bd · 2 ba · 1,216 sqft · $139/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 125 TWIN LAKE GROVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 TWIN LAKE GROVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
125 TWIN LAKE GROVE DRIVE FAQs
What would the monthly payment be for 125 TWIN LAKE GROVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,468/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 125 TWIN LAKE GROVE DRIVE?+
The most recent tax bill on record (2025) was $4,076. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 125 TWIN LAKE GROVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Interlachen?+
At $469,000, this home is listed about 104% above the Interlachen median of $229,750. The market section on this page shows how the area is trending.
Which schools are assigned to 125 TWIN LAKE GROVE DRIVE?+
Robert H. Jenkins Junior Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,000 runs 3652% above the INTERLACHEN 32148 median — but at 2,371 sqft it's also 75% larger than the typical Interlachen listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $485,000, now $469,000 — a $16K cut. The full history is in the market section below.
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1002554.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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