David Ramirez
$1,499,0004 bd2.5 ba6,192 sqft$242 /sqft$9,862 /mo all-in ↓

200 WINDY POINT ROAD, LAKE PLACID, FL, 33852

Active57 days on marketListed Jun 1, 2026MLS #J1001443

WaterfrontPrivate poolFully furnishedSingle Family ResidenceN/A

About this home

200 WINDY POINT ROAD

Welcome to Windy Point Estate - a rare lakefront legacy property. Privately positioned at road's end on 3.58 acres, this expansive 6,192 SF custom pool home delivers 522± feet of pristine shoreline on world-famous Lake Istokpoga - Florida's 5th largest lake & premier bass fishing destination. 5br/5.5 ba - all permitted - soaring ceilings, & breathtaking sunrise views over open water. Solar panels, a 2018 roof, private pond, & lush mature grounds add lasting value. Entertainment/game room: full bar, poker & arcade games, baby grand piano. Fireplaces, dock, boathouse & boatlift. Subdividable lot offers rare investment upside. Proven STR income makes this equally compelling as a trophy retreat or revenue-generating asset. FULLY FURNISHED - EVERYTHING INCLUDED. Turn the key. Start living. Sellers instructed that all showings are limited to qualified buyers and must be accompanied by the buyer's agent or the Seller's agent. No unaccompanied access is permitted. Proof of funding is required to view the property. Sellers prefer to use Title Alliance Professionals of Florida as escrow and closing agent. All measurement deemed accurate but not guaranteed or warranted.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

6,192

Sqft

3.58 ac

Lot size

1

Garage

1963

Year built

Two

Levels

$242

Per sqft

Private poolWaterfrontFireplacePool & Trees/Woods & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesBar Fridge · Cooktop · Dishwasher · Disposal · Dryer · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Solar Hot Water · Solar Hot Water Owned · Washer · Water Filtration System
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Sauna · Split Bedroom · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBrick · Vinyl Siding
FoundationOther
ViewPool · Trees/Woods · Water
FacesEast
ParkingCircular Driveway · Covered · Garage Door Opener · Ground Level · Workshop in Garage
ExteriorFire Pit · Irrigation System · Lighting · Outdoor Grill · Private Yard · Sauna · Sliding Doors

Community & fees

Taxes (2025)$12,620/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,862 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property tax — 2025 actual bill$1,052
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,900
Interest rate6.00%
Loan term

Estimated payment

$9,862/mo

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property taxes (actual bill)$1,052
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs N/A

$242 vs $286

Days on market

57 vs 73 typical

Where $242/sqft sits among the 234 homes for sale in N/A

141 · this home
45
22
7
4
15
$134–315$315–496$496–677$677–859$859–1040$1040+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Placid

Map of 200 WINDY POINT ROAD

Get to know Lake Placid. See the full Lake Placid guide →

LAKE PLACID 33852 — neighborhood snapshot

Population

21,630

Median age

54.8

Median income

$54,841

Median home value

$205,800

Avg household

2.16

Households w/ children

1,979

For the school run

Highlands County School District

MiddleLake Placid Middle School★★★★★
HighLake Placid High School★★★★★
ElementaryLake Placid Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Placid market

Seller’s marketLeans buyer10.3 months of inventoryBuyer’s market

$315K$335K

Lake Placid median sold, yr/yr

94.8%

Sale-to-list ratio (12 mo)

111 of 234

N/A have cut their price

Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9269% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →

Paper trail

This home's history

Jun 1, 2026Listed at $1,499,000 · 57 days on market since
1963Built · N/A

Reality check

What actually sold near 200 WINDY POINT ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5303 NW 73RD TERRACESold · Dec ’25

$3,721,000

5303 NW 73RD TERRACE · same community

5 bd · 5.5 ba · 6,930 sqft · $537/sqft · 0 DOM

2202 OLD TAVARES ROADSold · Dec ’25

$573,000

2202 OLD TAVARES ROAD · same community

4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM

4701 NE JACKSONVILLE ROADSold · Dec ’25

$950,000

4701 NE JACKSONVILLE ROAD · same community

5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 200 WINDY POINT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 200 WINDY POINT ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

200 WINDY POINT ROAD FAQs

What would the monthly payment be for 200 WINDY POINT ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,862/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 200 WINDY POINT ROAD?+

The most recent tax bill on record (2025) was $12,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 200 WINDY POINT ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Placid?+

At $1,499,000, this home is listed about 437% above the Lake Placid median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 200 WINDY POINT ROAD?+

Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,499,000 runs 9269% above the LAKE PLACID 33852 median — but at 6,192 sqft it's also nearly 4 times the size of the typical Lake Placid listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1001443.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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