David Ramirez
$425,000$442,5003 bd3 ba2,123 sqft$200 /sqft$3,391 /mo all-in ↓

5920 BAG PIPE PLACE, LEESBURG, FL, 34748

Active85 days on marketListed May 8, 2026MLS #J1000690

Reduced $18KPrivate poolSingle Family ResidenceROYAL HIGHLANDS PH 01B

About this home

5920 BAG PIPE PLACE

Highly sought-after Duke II model located in the Royal Highlands 55+ golf course community. This exceptional property features stunning water views and beautiful sunsets overlooking the pond outback. The exterior features a gated 32’4” x 26’ private screened courtyard and a heated saltwater pool/spa with a waterfall. Inside, oversized decorative glass French doors lead to the foyer and a spacious living room equipped with a built-in entertainment center, Wall Mounted TV, and high ceilings. The dining room and adjacent screened-in porch provide ideal spaces to enjoy the local wildlife and pond views. The home boasts updated quartz countertops and cabinetry. The kitchen and laundry areas feature stainless steel appliances, all replaced since 2022, except the dishwasher. Additionally, the kitchen includes a large undermount sink, while the laundry room is equipped with a utility sink and a storage closet. The breakfast nook/dinette overlooks the courtyard, and the home includes two pantries and LED lighting. The spacious master suite features a private courtyard entrance, a reworked walk-in closet, and an ensuite bath with double vanities. The private guest suite/casita has a courtyard entrance including a private bathroom, a walk-in closet, and built-in cabinetry-storage, offering you and your guest privacy. Alternatively, it can serve as an office or a craft space separate from the main house. The spare bedroom features a Murphy bed with a mattress and matching built-in shelving, a walk-in closet, and a window view of the courtyard. The two-car garage is equipped with motion sensors for the lighting, sliding screen doors, extensive cabinet storage (some of which is the home's original cabinetry), a workbench, countertop space, and a decked attic area for storage. Notable updates and amenities include: Roof replaced in 2025, water heater replaced in 2022, HVAC replaced in 2018, advanced air purification including an April Air accordion filter, Air Health Haven Plus (UV-C/PCO technology), and a Reme Halo In-Duct system, a Ring alarm system with two soffit-mounted cameras, a whole-house water filtration system, and a termite bond. The HOA assessments cover three cable TV hookups and internet service. The community is gated and has many common areas, including bodies of water, the great hall (where many community events are held), a recreation center featuring an indoor & outdoor pool, craft room, billiard room, workout room, meeting rooms, library, showers, and lockers, to name just a few of the amenities. The Monarch Golf Club and The Crown & Shield restaurant are also within the community. All measurements are approximate, please verify as needed.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,123

Sqft

0.17 ac

Lot size

2

Garage

1999

Year built

One

Levels

$200

Per sqft

Private poolPool & Water view55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Heat Pump · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPool · Water
FacesNortheast
ParkingDriveway · Garage Door Opener · Ground Level · Oversized
ExteriorCourtyard · French Doors · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$229/mo
Taxes (2025)$3,740/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Handicap Modified · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,391 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$312
HOA fee — from the listing$229
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,391/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$312
HOA / condo fee$229
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Leesburg actives

$200 vs $172

Days on market

85 vs 50 typical

Where $200/sqft sits among the 400 Leesburg actives

65
65
133
83 · this home
23
31
$89–121$121–153$153–185$185–217$217–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 5920 BAG PIPE PLACE

Drive times from this address

Downtown Orlando40 min
Universal Orlando43 min
Walt Disney World50 min
Orlando Int’l Airport (MCO)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34748 — neighborhood snapshot

Population

45,960

Median age

60.4

Median income

$53,768

Median home value

$226,200

Avg household

2.14

Households w/ children

3,516

For the school run

Lake County School District

MiddleOak Park Middle School★★★★
ElementaryLeesburg Elementary School★★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced6.8 months of inventoryBuyer’s market

$281K$261K

Leesburg median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

208 of 400

Leesburg actives have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% above the LEESBURG 34748 median. See the full Leesburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $18K
May 8, 2026Listed at $442,500 · 85 days on market since
1999Built · ROYAL HIGHLANDS PH 01B

Reality check

What actually sold near 5920 BAG PIPE PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5846 PRINCESS CAROLINE PLACESold · Feb ’26

$290,000

5846 PRINCESS CAROLINE PLACE · same community

3 bd · 2.5 ba · 2,037 sqft · $142/sqft · 41 DOM

21905 KING ALFRED STREETSold · Jul ’26

$250,000

21905 KING ALFRED STREET · same community

3 bd · 2 ba · 2,018 sqft · $124/sqft · 49 DOM

21815 TARTAN STREETSold · Feb ’26

$335,000

21815 TARTAN STREET · same community

3 bd · 3 ba · 2,369 sqft · $141/sqft · 298 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5920 BAG PIPE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5920 BAG PIPE PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5920 BAG PIPE PLACE FAQs

What would the monthly payment be for 5920 BAG PIPE PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,391/mo — principal and interest, the actual property-tax bill, the $229/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5920 BAG PIPE PLACE?+

The association fee works out to $229 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5920 BAG PIPE PLACE?+

The most recent tax bill on record (2025) was $3,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5920 BAG PIPE PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $425,000, this home is listed about 44% above the Leesburg median of $294,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5920 BAG PIPE PLACE?+

Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$425,000 runs 52% above the LEESBURG 34748 median — but at 2,123 sqft it's also 29% larger than the typical Leesburg listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $442,500, now $425,000 — a $18K cut. The full history is in the market section below.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1000690.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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