4892 ECHO COURT UNIT 44, OVIEDO, FL, 32765
Active96 days on marketListed Apr 29, 2026MLS #J1000266
About this home
4892 ECHO COURT UNIT 44
4892 Echo Court is spacious 4BR/3BA home offering 3229 sq ft of living space, newer master planned communities with modern amenities. Lakefront properties and homes near conservation areas in the highly desirable Oviedo/Orlando area. Oviedo is a thriving suburban city in Seminole County, northeast of Orlando, easy access to Orlando theme parks and attractions and known for excellent schools, family-friendly neighborhoods, and a strong quality of life. With generous living spaces, multiple bedrooms and bathrooms, and proximity to top-rated schools and employment centers, the property is well-suited for families seeking comfort and convenience in one of Central Florida’s most sought-after suburban communities Home values are generally higher than those in many surrounding Orlando suburbs.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,228
Sqft
0.14 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,336 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,336/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.6%
$/sqft vs Oviedo actives
$234 vs $250
Days on market
96 vs 25 typical
Where $234/sqft sits among the 205 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
107 of 205
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 4892 ECHO COURT UNIT 44
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$670,000
4864 ECHO COURT · same community
4 bd · 3 ba · 2,725 sqft · $246/sqft · 9 DOM
Sold · Feb ’26$705,700
4240 N LANDMARK DRIVE
4 bd · 3 ba · 3,034 sqft · $233/sqft · 16 DOM
Sold · Jan ’26$660,000
4019 QUENITA DRIVE
4 bd · 2.5 ba · 2,824 sqft · $234/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4892 ECHO COURT UNIT 44 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4892 ECHO COURT UNIT 44 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4892 ECHO COURT UNIT 44 FAQs
What would the monthly payment be for 4892 ECHO COURT UNIT 44?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,336/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4892 ECHO COURT UNIT 44?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4892 ECHO COURT UNIT 44?+
The most recent tax bill on record (2024) was $8,509. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4892 ECHO COURT UNIT 44?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $754,999, this home is listed about 44% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4892 ECHO COURT UNIT 44?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$754,999 runs 64% above the OVIEDO 32765 median — but at 3,228 sqft it's also 56% larger than the typical Oviedo listing.
02Time on market is leverage
96 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $759,999, now $754,999 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1000266.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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