David Ramirez
$189,0003 bd2 ba982 sqft$192 /sqft$1,536 /mo all-in ↓

214 NE 4TH STREET, CHIEFLAND, FL, 32626

Active7 days on marketListed Jul 29, 2026MLS #GC542344

Priced 5% below the CHIEFLAND 32626 medianFully furnishedSingle Family ResidenceCHIEFLAND

About this home

214 NE 4TH STREET

Welcome to this charming 3-bedroom, 2-bath home located within the city limits of Chiefland. Originally built in 1945, this well-maintained home blends classic character with modern comfort and is situated in an established neighborhood close to schools, shopping, parks, dining, and everyday conveniences. Inside, you'll find beautiful hardwood floors, custom wood trim and woodwork, and a spacious loft that adds flexibility to the floor plan. The rear deck provides a comfortable outdoor space for relaxing or entertaining, and a detached storage building offers additional storage. Conveniently located, the home is just a short drive to Manatee Springs State Park, Fanning Springs State Park, and the Suwannee River, providing easy access to boating, kayaking, swimming, fishing, hiking, and other outdoor recreation. The property has also been used as a successful Airbnb, offering added versatility for its next owner. With its timeless details, unique craftsmanship, convenient location, and distinctive architectural details, this home is one you'll want to see. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

982

Sqft

0.15 ac

Lot size

1945

Year built

One

Levels

$192

Per sqft

FireplaceFurnished

Inside

FlooringLaminate · Tile · Hardwood
AppliancesDryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesEast
ExteriorSidewalk · Storage

Community & fees

Taxes (2025)$2,153/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,536 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property tax — 2025 actual bill$179
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,615
Interest rate6.00%
Loan term

Estimated payment

$1,536/mo

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$179
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Chiefland actives

$192 vs $218

Days on market

7 vs 43 typical

Where $192/sqft sits among the 38 Chiefland actives

16 · this home
13
3
2
1
3
$114–201$201–287$287–374$374–461$461–548$548+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Chiefland

Map of 214 NE 4TH STREET

Get to know Chiefland. See the full Chiefland guide →

CHIEFLAND 32626 — neighborhood snapshot

Population

8,994

Median age

46.3

Median income

$49,643

Median home value

$160,900

Avg household

2.43

Households w/ children

898

The numbers that matter

The Chiefland market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$270K$330K

Chiefland median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

25 of 38

Chiefland actives have cut their price

Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the CHIEFLAND 32626 median. See the full Chiefland market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $189,000 · 7 days on market since
1945Built · CHIEFLAND

Reality check

What actually sold near 214 NE 4TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1231 NW 11TH DRIVESold · May ’26

$149,900

1231 NW 11TH DRIVE

2 bd · 2 ba · 960 sqft · $156/sqft · 95 DOM

1311 NW 18TH AVENUESold · Apr ’26

$83,900

1311 NW 18TH AVENUE

2 bd · 2 ba · 924 sqft · $91/sqft · 11 DOM

102 NE 13TH AVENUESold · May ’26

$120,900

102 NE 13TH AVENUE

3 bd · 2 ba · 1,140 sqft · $106/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 214 NE 4TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 214 NE 4TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

214 NE 4TH STREET FAQs

What would the monthly payment be for 214 NE 4TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,536/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 214 NE 4TH STREET?+

The most recent tax bill on record (2025) was $2,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Chiefland?+

At $189,000, this home is listed about 44% below the Chiefland median of $339,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the CHIEFLAND 32626 market on paper

$189,000 is 5% below the CHIEFLAND 32626 median of $199,000, and at $192/sqft it sits under the Chiefland average of $259.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Fresh on the market

Only 7 days on market in a Chiefland market that averages 43 — if it fits, move quickly.

Listing courtesy of MILLER REAL ESTATE · Natalie Thomas. MLS #GC542344.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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