David Ramirez
$2,9003 bd2.5 ba2,427 sqft$1 /sqft$181 /mo all-in ↓

1075 SW 66TH TERRACE, GAINESVILLE, FL, 32607

Active6 days on marketListed Jul 30, 2026MLS #GC542326

Priced 98% below the GAINESVILLE 32607 medianNew constructionSingle Family ResidenceGRAND OAKS AT TOWER PH 3 PB 38 PG 70

About this home

1075 SW 66TH TERRACE

Beautiful NEW 3-bedroom, 2.5-bath home featuring designer finishes, a bright open-concept floor plan, and a fully fenced backyard perfect for relaxing or entertaining. Plentiful windows fill the home with natural light, luxury vinyl plank flooring throughout, elegant tray ceilings, and quartz countertops throughout the kitchen and bathrooms add a touch of sophistication. The spacious living and dining areas flow seamlessly into the chef-inspired kitchen, complete with NEW 2026 stainless steel appliances, a generous walk-in pantry, and an oversized island that's perfect for cooking, dining, or gathering. A stunning three-panel sliding glass door opens to the expansive covered patio and private fenced backyard, creating an effortless indoor-outdoor living experience. The primary suite is a true retreat, featuring tray ceilings, large windows overlooking the backyard, a spacious walk-in closet, and a luxurious en-suite bathroom with dual vanities and a frameless glass shower. With its modern finishes, thoughtfully designed layout, abundant natural light, and ample indoor and outdoor living space, this move-in-ready home offers both style and comfort. This home is conveniently located with easy access to I-75 making commuting simple. Enjoy being less than 10 minutes from North Florida Hospital, The Oaks Mall, Celebration Pointe, Butler Plaza, and Walmart, with a wide variety of shopping, dining, and entertainment options just minutes away. With its prime location near major roadways and everyday conveniences, this home offers the perfect combination of accessibility and comfort. TENANT/OWNER RESPONSIBILITIES: Tenant is responsible for all utilities and lawn maintenance, and owner is responsible for exterior & interior pest control, and interior maintenance. PET RESTRICTIONS: This property is pet friendly. 2 pets max, no aggressive breeds (Akita, Alaskan Malamute, Chows, Doberman Pinscher, German Shepherd, Great Danes, Pit Bull, Presa Canario, Rottweiler, Siberian Husky, Staffordshire Bull Terrier, Wolf-hybrids). ***Rental insurance with animal liability required*** APPLICATION & FEES - Application Criteria: Income must be 3 times the monthly rent. - Application fee: $60 for each applicant, cosigner, and adult occupant. - Admin fee: $200 administrative fee post application approval. - 1st full month's rent $2900. - Security deposit $3,770 (1.3 times the monthly rent amount). - Monthly pet fee is $25 for each small pet (less than 25lbs), $50 for each large pet (25lbs +).

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,427

Sqft

0.17 ac

Lot size

2

Garage

2026

Year built

One

Levels

$1

Per sqft

Pets allowed

Inside

AppliancesDishwasher · Disposal · Dryer · Freezer · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Tray Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Exhaust Fan

Outside & construction

ParkingGarage Door Opener

Community & fees

PetsYes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$181 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $102Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $102
Interest rate6.00%
Loan term

Estimated payment

$181/mo

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Gainesville actives

$1 vs $199

Days on market

6 vs 45 typical

Where $1/sqft sits among the 400 Gainesville actives

0 · this home
11
78
169
95
47
$1–56$56–110$110–165$165–220$220–274$274+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 1075 SW 66TH TERRACE

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32607 — neighborhood snapshot

Population

31,938

Median age

26.9

Median income

$46,517

Median home value

$297,800

Avg household

2.2

Households w/ children

2,649

For the school run

Alachua County School District

ElementaryLawton M. Chiles Elementary School★★★★
MiddleFort Clarke Middle School★★★★★
HighF. W. Buchholz High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$340K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

186 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the GAINESVILLE 32607 median. See the full Gainesville market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $2,900 · 6 days on market since
2026Built · GRAND OAKS AT TOWER PH 3 PB 38 PG 70

Reality check

What actually sold near 1075 SW 66TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6719 SW 10TH LANESold · Dec ’25

$464,500

6719 SW 10TH LANE · same community

4 bd · 3 ba · 1,997 sqft · $233/sqft · 0 DOM

1076 SW 67TH STREETSold · Jul ’26

$417,500

1076 SW 67TH STREET · same community

3 bd · 2.5 ba · 1,712 sqft · $244/sqft · 0 DOM

6742 SW 10 LANESold · Aug ’25

$411,150

6742 SW 10 LANE · same community

3 bd · 2.5 ba · 1,712 sqft · $240/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1075 SW 66TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1075 SW 66TH TERRACE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1075 SW 66TH TERRACE FAQs

What would the monthly payment be for 1075 SW 66TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1075 SW 66TH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $2,900, this home is listed about 99% below the Gainesville median of $294,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1075 SW 66TH TERRACE?+

Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the GAINESVILLE 32607 market on paper

$2,900 is 98% below the GAINESVILLE 32607 median of $187,500, and at $1/sqft it sits under the Gainesville average of $208.

02Fresh on the market

Only 6 days on market in a Gainesville market that averages 45 — if it fits, move quickly.

03Strong assigned schools

Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MONARCH GAINESVILLE REALTY · Cinthya Gaxiola. MLS #GC542326.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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