19947 NW 245TH TERRACE, HIGH SPRINGS, FL, 32643
Active8 days on marketListed Jul 31, 2026MLS #GC542267
Come see it
Upcoming open house
Sun, Aug 9
1:00 PM – 3:00 PM
About this home
19947 NW 245TH TERRACE
Welcome home to this beautifully refreshed 3-bedroom, 2-bath residence tucked away in a peaceful cul-de-sac in the heart of downtown High Springs. Thoughtfully updated and move-in ready, this charming single-story home blends modern finishes with comfortable living spaces — all on a spacious 0.3-acre fenced lot offering privacy and room to play. Step inside to discover brand-new vinyl plank flooring throughout, fresh interior paint, updated lighting, and stainless steel appliances that make daily living feel effortless. Major systems have already been taken care of for you — including a NEW ROOF being installed prior to closing, plus a 2016 HVAC and 2016 water heater for added peace of mind. 1 The inviting front porch is the perfect place to start your day, while the massive back deck begs for weekend barbecues, evening gatherings, or simply relaxing with nature. Your pets will love the freedom of the large fully fenced backyard, and the attached garage with additional carport space provides convenience and extra storage. Located in the desirable Spanish Gates subdivision, this home offers no HOA, ultimate privacy, and easy access to High Springs’ local shops, eateries, springs, and parks — a prime combination rarely found at this price point. With thoughtful upgrades, modern features, and a location that truly stands out, this delightful home checks all the boxes. Don’t miss your chance — schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,165
Sqft
0.3 ac
Lot size
1
Garage
1997
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,043 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,043/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.7%
$/sqft vs High Springs actives
$210 vs $208
Days on market
8 vs 33 typical
Where $210/sqft sits among the 73 High Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside High Springs
Get to know High Springs. See the full High Springs guide →
HIGH SPRINGS 32643 — neighborhood snapshot
Population
11,495
Median age
38.5
Median income
$69,871
Median home value
$254,900
Avg household
2.86
Households w/ children
1,364
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The High Springs market
$330K → $294K
High Springs median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
38 of 73
High Springs actives have cut their price
Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the HIGH SPRINGS 32643 median. See the full High Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 19947 NW 245TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$285,000
20022 NW 247TH STREET · same community
3 bd · 2 ba · 1,186 sqft · $240/sqft · 18 DOM
Sold · Feb ’26$335,000
24825 NW 201 ROAD · same community
3 bd · 2 ba · 1,837 sqft · $182/sqft · 92 DOM
Sold · Jan ’26$344,000
19909 NW 248TH STREET · same community
4 bd · 2.5 ba · 2,082 sqft · $165/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19947 NW 245TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19947 NW 245TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19947 NW 245TH TERRACE FAQs
What would the monthly payment be for 19947 NW 245TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,043/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19947 NW 245TH TERRACE?+
The most recent tax bill on record (2025) was $4,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in High Springs?+
At $244,500, this home is listed about 33% below the High Springs median of $365,700. The market section on this page shows how the area is trending.
Which schools are assigned to 19947 NW 245TH TERRACE?+
High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Fredrick Jacobs. MLS #GC542267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New High Springs homes, in your inbox
Like 19947 NW 245TH TERRACE but not quite? A daily digest of every new listing in High Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →