296 NW 12TH AVENUE, GAINESVILLE, FL, 32601
Active10 days on marketListed Jul 24, 2026MLS #GC542213
About this home
296 NW 12TH AVENUE
Welcome to an American Four Square classic, “The Black House” an historic design that is 100% NEW CONSTRUCTION. The three story structure boasts: a polished concrete ground floor and heart pine flooring throughout. Marble bathrooms. Cypress beams. Clawfoot tub. 8’ tall doors and 10’ tall ceilings. It is truly regal, a must see one-of-a-kind design and build! A unique blend of historic, modern, and custom features. The Black House has a large first and second floor wrap around porch. One interior spiral staircase that leads to the third floor bonus room. The bonus room features a wet bar area and full bathroom for convenience. This home also has an attached single car garage with attic storage. The townhouse design has a fire-rated shared garage common wall to the neighboring garage. Three additional homes share one common driveway and well landscaped courtyard area. The Grove Street neighborhood is conveniently walkable, with the bike trail one block away. There are weekly farmers market at the local brewery, restaurants, gyms, yoga studio, bike shop, grocery store, restaurants, and much more all nearby in walking distance!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,613
Sqft
0.16 ac
Lot size
1
Garage
2026
Year built
Three Or More
Levels
$350
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,617 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,617/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$350 vs $198
Days on market
10 vs 45 typical
Where $350/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grove Street
Get to know Gainesville. See the full Gainesville guide →
Grove Street — neighborhood snapshot
Population
395
Median age
30
Median income
$47,523
Median home value
$230,200
Avg household
2
Households w/ children
53%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 266% above the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 296 NW 12TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$475,000
403 NE 9 STREET
4 bd · 3.5 ba · 2,518 sqft · $189/sqft · 16 DOM
Sold · May ’26$435,000
708 E UNIVERSITY AVENUE
4 bd · 2.5 ba · 2,779 sqft · $157/sqft · 248 DOM
Sold · Dec ’25$507,000
216 NE 6TH STREET
4 bd · 3 ba · 2,356 sqft · $215/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 296 NW 12TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 296 NW 12TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
296 NW 12TH AVENUE FAQs
What would the monthly payment be for 296 NW 12TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,617/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 296 NW 12TH AVENUE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 296 NW 12TH AVENUE?+
The most recent tax bill on record (2025) was $1,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 296 NW 12TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $914,550, this home is listed about 210% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 296 NW 12TH AVENUE?+
Gainesville High School (high), Carolyn Beatrice Parker Elementary (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRASS & HAYNIE INC. · Lisa Valanzola. MLS #GC542213.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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