David Ramirez
$320,0003 bd2 ba1,420 sqft$225 /sqft$2,206 /mo all-in ↓

2401 NW 69TH TERRACE, GAINESVILLE, FL, 32606

Active11 days on marketListed Jul 22, 2026MLS #GC542162

Single Family ResidenceBARRINGTON PLACE

About this home

2401 NW 69TH TERRACE

BRAND NEW ROOF! Fresh interior paint throughout! New carpets in bedrooms and Florida room! Welcome to this well-maintained home in an established Northwest Gainesville neighborhood, ideally located just minutes from Santa Fe College, shopping, dining, parks, and a short drive to the University of Florida. Freshly updated and move-in ready, this home features new interior paint throughout and brand-new carpeting in all bedrooms and the spacious Florida room creating a bright, clean, and inviting atmosphere. The versatile Florida room offers additional living space and opens to a wood deck overlooking the private backyard —the perfect setting for morning coffee, outdoor dining, entertaining, or simply relaxing while enjoying the peaceful surroundings. Whether you're searching for your next home or a smart investment opportunity, this property offers outstanding flexibility. Its convenient location near Santa Fe College makes it an attractive option for owner-occupants, those attending Santa Fe or University of Florida, or investors seeking a rental property in a desirable area. Combining recent updates, outdoor living space, and an unbeatable Northwest Gainesville location, this home is ready for its next chapter. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,420

Sqft

0.13 ac

Lot size

2

Garage

1990

Year built

One

Levels

$225

Per sqft

Fireplace

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Skylight(s)
LaundryElectric Dryer Hookup · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab
FacesWest
ExteriorNone

Community & fees

Taxes (2025)$252/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,206 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2025 actual bill$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$2,206/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$296KedgeAI estimate $323,350 · range $309K$335K$348K

vs edgeAI estimate

−1%

$/sqft vs Gainesville actives

$225 vs $197

Days on market

11 vs 36 typical

Where $225/sqft sits among the 400 Gainesville actives

82
109
89 · this home
59
30
31
$128–162$162–195$195–228$228–262$262–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 2401 NW 69TH TERRACE

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32606 — neighborhood snapshot

Population

23,313

Median age

41

Median income

$79,888

Median home value

$319,300

Avg household

2.2

Households w/ children

2,630

For the school run

Alachua County School District

ElementaryHidden Oak Elementary School★★★★
MiddleFort Clarke Middle School★★★★★
HighF. W. Buchholz High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

186 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jul 22, 2026Listed at $320,000 · 11 days on market since
1990Built · BARRINGTON PLACE

Reality check

What actually sold near 2401 NW 69TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

510 NW 52ND TERRACESold · Jun ’26

$340,000

510 NW 52ND TERRACE

3 bd · 2 ba · 1,428 sqft · $238/sqft · 14 DOM

501 NW 52ND TERRACESold · Oct ’25

$295,000

501 NW 52ND TERRACE

3 bd · 2 ba · 1,404 sqft · $210/sqft · 47 DOM

2030 NW 54TH TERRACESold · May ’26

$320,000

2030 NW 54TH TERRACE

3 bd · 2 ba · 1,386 sqft · $231/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2401 NW 69TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2401 NW 69TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2401 NW 69TH TERRACE FAQs

What would the monthly payment be for 2401 NW 69TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,206/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2401 NW 69TH TERRACE?+

The most recent tax bill on record (2025) was $252. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $320,000, this home is listed about 8% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2401 NW 69TH TERRACE?+

Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BHGRE THOMAS GROUP · Brian Chapman. MLS #GC542162.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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