921 NW 55TH TERRACE, GAINESVILLE, FL, 32605
Active16 days on marketListed Jul 19, 2026MLS #GC542059
About this home
921 NW 55TH TERRACE
Great opportunity to purchase a clean, move-in ready home with fresh paint inside and out, new carpet, in a fantastic NW neighborhood near the Oaks Mall. Each of the two bedrooms have huge closets. The home was originally a 2 bed1 bath home. The carport was enclosed to create a third bedroom with a massive walk-in closet which provides loads of storage. The original back porch was enclosed to handle the washer/dryer hook ups, and double as a sizeable office/den. The living room has windows across the front with a view of the trees across the street. There aren't any homes on the West side of the road providing a peaceful view. The 100 x100 foot lot is completely fenced in and includes a separate fenced area for chickens, dog run, play area. There is a chicken coop ready for you. The kitchen has the original wood cabinets, oven/range, and a refrigerator. The roof was replaced in January 2020, and the water heater in July 2026. This just might be the perfect home for you at a great price! Great central location in NW Gainesville, minutes to UF, Oaks Mall, North Fl Regional Hospital, VA and Shands
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,152
Sqft
0.23 ac
Lot size
1960
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.1%
$/sqft vs Gainesville actives
$147 vs $201
Days on market
16 vs 45 typical
Where $147/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32605 — neighborhood snapshot
Population
25,698
Median age
40.5
Median income
$83,114
Median home value
$264,700
Avg household
2.34
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
178 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 921 NW 55TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$175,000
945 SW 56TH TERRACE
2 bd · 2 ba · 1,106 sqft · $158/sqft · 96 DOM
Sold · May ’26$160,000
5701 SW 10TH PLACE
2 bd · 2 ba · 1,106 sqft · $145/sqft · 10 DOM
Sold · May ’26$162,000
5733 SW 10TH PLACE
2 bd · 2 ba · 1,106 sqft · $146/sqft · 371 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 921 NW 55TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 921 NW 55TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
921 NW 55TH TERRACE FAQs
What would the monthly payment be for 921 NW 55TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,494/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 921 NW 55TH TERRACE?+
The most recent tax bill on record (2025) was $3,108. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 921 NW 55TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $169,900, this home is listed about 42% below the Gainesville median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 921 NW 55TH TERRACE?+
Gainesville High School (high), Carolyn Beatrice Parker Elementary (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PROFESSIONALS · Kathleen MacDowell. MLS #GC542059.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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