1419 NW 89TH TERRACE, GAINESVILLE, FL, 32606
Active18 days on marketListed Jul 16, 2026MLS #GC542028
About this home
1419 NW 89TH TERRACE
Welcome to this beautiful 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space in the desirable Eagle Point subdivision. This well-maintained home features luxury laminate flooring throughout, newer interior paint, an updated kitchen, and a stunning remodeled en-suite primary bathroom. The spacious kitchen is open and bright, offering plenty of countertop space, ample cabinetry, and a functional layout perfect for everyday living and entertaining. Additional highlights include soaring ceilings, newer windows with updated window coverings, a cozy gas fireplace, a separate dining room, breakfast nook, and a dedicated laundry room with washer and dr This home also features a spacious fenced-in backyard with a beautiful brick patio, perfect for outdoor entertaining or just relaxing. The property is conveniently located within walking distance to Fort Clarke Middle School and Hidden Oak Elementary School This home offers the perfect blend of comfort, space, and convenience—schedule your showing today! Available: NOW **Residents are enrolled in the Resident Benefits Package (RBP) for $39.95/month which includes renters insurance, HVAC air filter delivery (for applicable properties), credit building to help boost your credit score with timely rent payments, $1M Identity Protection, our best-in-class resident rewards program, and much more! More details upon application. **
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,105
Sqft
0.18 ac
Lot size
2
Garage
1997
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$1 vs $199
Days on market
18 vs 36 typical
Where $1/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1419 NW 89TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$525,000
7507 Eagle Point Drive, Delray Beach FL 33446 · same community
3 bd · 2.5 ba · 2,052 sqft · $256/sqft · 46 DOM
Sold · Jun ’26$545,000
7519 Eagle Point Drive, Delray Beach FL 33446 · same community
4 bd · 3 ba · 1,798 sqft · $303/sqft · 71 DOM
Sold · Jun ’26$600,000
7587 Eagle Point Drive, Delray Beach FL 33446 · same community
3 bd · 2 ba · 1,726 sqft · $348/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1419 NW 89TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1419 NW 89TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1419 NW 89TH TERRACE FAQs
What would the monthly payment be for 1419 NW 89TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1419 NW 89TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $2,800, this home is listed about 99% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1419 NW 89TH TERRACE?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32606 market on paper
$2,800 is 99% below the GAINESVILLE 32606 median of $319,900, and at $1/sqft it sits under the Gainesville average of $208.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP - PROPERTY · Sharon Giddens. MLS #GC542028.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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