9749 FLORIDA STREET, FANNING SPRINGS, FL, 32693
Active27 days on marketListed Jul 16, 2026MLS #GC542023
About this home
9749 FLORIDA STREET
Build your Florida dream home on this beautiful 0.60-acre waterfront lot in Fanning Springs! With paved road frontage and additional frontage on a canal connected to the scenic Suwannee River, this property offers the perfect combination of convenience and natural beauty. The lot is mostly cleared with several mature trees, making it ready for your vision while still providing shade and character. City water and sewer are available, and the property also includes a private well for added flexibility. Whether you’re planning a new manufactured home or a site-built home, this versatile lot offers plenty of possibilities. Located in a beautiful area just minutes from a nearby park and the Suwannee River, you’ll have easy access to boating, fishing, kayaking, and all the outdoor recreation that makes North Florida so desirable. Don’t miss this opportunity to own a ready-to-build waterfront property in the heart of Fanning Springs!
Facts & features
The home at a glance
0.6 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$602 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$602/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fanning Springs
Get to know Fanning Springs. See the full Fanning Springs guide →
FANNING SPRINGS 32693 — neighborhood snapshot
Population
11,692
Median age
46
Median income
$64,128
Median home value
$182,300
Avg household
2.46
Households w/ children
1,358
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fanning Springs market
$275K → $335K
Fanning Springs median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Fanning Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% below the FANNING SPRINGS 32693 median. See the full Fanning Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 9749 FLORIDA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$230,000
9240 CAROLINA WAY
2 bd · 1.5 ba · 1,256 sqft · $183/sqft · 33 DOM
Sold · May ’26$133,000
8751 NW 173RD STREET
2 bd · 2 ba · 1,368 sqft · $97/sqft · 15 DOM
Sold · Sep ’25$270,000
7246 CARDINAL TRAIL
3 bd · 2 ba · 1,481 sqft · $182/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9749 FLORIDA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9749 FLORIDA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9749 FLORIDA STREET FAQs
What would the monthly payment be for 9749 FLORIDA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $602/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9749 FLORIDA STREET?+
The most recent tax bill on record (2025) was $750. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fanning Springs?+
At $59,900, this home is listed about 80% below the Fanning Springs median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9749 FLORIDA STREET?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMETOWN REALTY OF NORTH FLORIDA, INC · Natalie Rankin, S. MLS #GC542023.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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