4946 NW 1ST PLACE, GAINESVILLE, FL, 32607
Active8 days on marketListed Jul 16, 2026MLS #GC542002
Come see it
Upcoming open house
Sat, Jul 25
1:00 PM – 3:00 PM
About this home
4946 NW 1ST PLACE
Welcome home to this move-in ready 2 Bed 2 Bath Townhome in the heart of Gainesville! This 1,588 Sq Ft home in the desirable Monticello at Mill Pond community offers so much more than the average townhome. Step inside to a large living room/dining room combo, perfect for entertaining or relaxing after a long day. A huge loft area with an office space adds flexible living! Use it as a home office, playroom, or easily convert it to a 3rd bedroom, complete with a pocket door and closet for privacy. Both bedrooms provide their own private retreat. The upstairs bedroom features a huge walk-in shower and a spacious walk-in closet, while the downstairs bedroom boasts its own en suite bathroom and walk-in closet. This layout is ideal for roommates, guests, or multi-generational living. You'll also love the extra storage under the stairs and a generously sized kitchen. Laundry closet is conveniently located next to the kitchen. Newer washer and dryer included! The luxury vinyl flooring provides a fresh, modern feel. Location doesn't get much better than this! You're right across the street from Gainesville Health and Fitness, less than 3 miles from Ben Hill Griffin Stadium, 2 miles from the University of Florida, and 4 miles from Santa Fe College. The home is also convenient to all bus routes, making it easy to travel anywhere in town. Whether you're a student, a young professional, or a growing family, this location checks every box. And with no rental restrictions, it's a fantastic opportunity for investment buyers too. Enjoy community amenities just steps away, including a swimming pool and newly renovated tennis and pickleball courts (completed in 2026). The HOA covers exterior maintenance and the roof, providing peace of mind and low-maintenance living. Recent updates include a 2025 Roof, 2019 Hot Water Heater, and 2013 HVAC. The home has been professionally cleaned and is ready for its next owner to move right in. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,588
Sqft
0.02 ac
Lot size
2000
Year built
Two
Levels
$142
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,295 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,295/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.1%
$/sqft vs Gainesville actives
$142 vs $198
Days on market
8 vs 36 typical
Where $142/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mill Pond
Get to know Gainesville. See the full Gainesville guide →
Mill Pond — neighborhood snapshot
Population
706
Median age
26
Median income
$54,967
Median home value
$226,000
Avg household
2
Households w/ children
22%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
182 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4946 NW 1ST PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$265,000
416 NW 50TH BOULEVARD · same community
2 bd · 2 ba · 1,588 sqft · $167/sqft · 27 DOM
Sold · Dec ’25$249,000
346 NW 50 BOULEVARD UNIT 346 · same community
2 bd · 2 ba · 1,588 sqft · $157/sqft · 18 DOM
Sold · Jun ’26$275,000
920 SW 50TH WAY
3 bd · 2.5 ba · 1,683 sqft · $163/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4946 NW 1ST PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4946 NW 1ST PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4946 NW 1ST PLACE FAQs
What would the monthly payment be for 4946 NW 1ST PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,295/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4946 NW 1ST PLACE?+
The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4946 NW 1ST PLACE?+
The most recent tax bill on record (2025) was $5,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4946 NW 1ST PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $225,000, this home is listed about 24% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4946 NW 1ST PLACE?+
F. W. Buchholz High School (high), Kanapaha Middle School (middle), Myra Terwilliger Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$225,000 runs 19% above the GAINESVILLE 32607 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
F. W. Buchholz High School, Kanapaha Middle School, Myra Terwilliger Elementary School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Kamala Magyer. MLS #GC542002.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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