1038 NE 14TH AVENUE, GAINESVILLE, FL, 32601
Active17 days on marketListed Jul 17, 2026MLS #GC541913
About this home
1038 NE 14TH AVENUE
Virtually Staged. Welcome Home to Highland Court This updated 4-bedroom, 2-bath ranch offers 1,467 square feet of living space on a .33-acre lot. Step through the front door into a spacious living and dining room combination. Enjoy an updated kitchen featuring granite countertops. Just off the living room, a step down leads to a versatile bonus room, perfect as a 4th bedroom, craft room or home office. This flexible space has its own separate entrance and a private screened porch, which opens out to the double driveway and carport. Down the hall you'll find three additional bedrooms, each with built-in closets and drawers. The primary bedroom has a fully renovated bathroom with a tub/shower combo, while the updated hall bathroom features a walk-in shower. The kitchen's back door leads to an enclosed laundry area with a utility sink, opening onto an oversized backyard, your own private retreat. Relax in the 17x17 screened patio or bring your green thumb to the designated area perfect for a greenhouse. Three storage sheds offer plenty of room for tools, equipment, or hobbies. This expansive lot is ready for you to make it your own, with plenty of space to build an ADU complete with its own driveway, entrance and patio. Seller financing available with a minimum of $160,000 in cash, at 7% interest using payments sized for a 30-year loan, but paid off in 5 years. New blinds are in the closet of the bonus room (4th bedroom). With an acceptable offer owner is willing to negotiate a new roof. Ideal for multigenerational living or rental income potential. Located in a desirable neighborhood, you're within walking distance to Public & General, and just a quick bike ride to downtown. Easy access to UF.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,398
Sqft
0.33 ac
Lot size
1958
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,589 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,589/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
$/sqft vs Gainesville actives
$228 vs $198
Days on market
17 vs 36 typical
Where $228/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32601 — neighborhood snapshot
Population
23,296
Median age
23
Median income
$30,878
Median home value
$284,200
Avg household
2.1
Households w/ children
1,322
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
185 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1038 NE 14TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$190,000
1020 NE 1ST AVENUE
3 bd · 1 ba · 1,374 sqft · $138/sqft · 92 DOM
Sold · Dec ’25$481,400
113 NE 7TH STREET
3 bd · 2 ba · 1,459 sqft · $330/sqft · 46 DOM
Sold · Apr ’26$265,000
634 NE 15TH TERRACE
3 bd · 2 ba · 1,329 sqft · $199/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1038 NE 14TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1038 NE 14TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1038 NE 14TH AVENUE FAQs
What would the monthly payment be for 1038 NE 14TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,589/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1038 NE 14TH AVENUE?+
The most recent tax bill on record (2025) was $4,915. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $319,000, this home is listed about 8% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1038 NE 14TH AVENUE?+
Abraham Lincoln Middle School (middle), Gainesville High School (high), Idylwild Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Betsy Pepine. MLS #GC541913.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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