845 SW 55TH TERRACE, GAINESVILLE, FL, 32607
Active20 days on marketListed Jul 13, 2026MLS #GC541904
About this home
845 SW 55TH TERRACE
Welcome to this spacious 3-bedroom, 3-bath townhome in the highly desirable Rockwood Villas community in Gainesville. This two-story home offers a functional layout with an open living and dining area that flows seamlessly to the outdoor space, creating a comfortable setting for everyday living and entertaining. Sliding glass doors lead to a screened porch—perfect for relaxing with your morning coffee or enjoying the peaceful, tree-lined surroundings. The association covers common areas, roof, siding, lawn care, pest control, and pool maintenance, allowing for easy, low-maintenance living. Rockwood Villas is known for its mature landscaping and convenient location close to the University of Florida, Butler Plaza, Celebration Pointe, and The Oaks Mall, with easy access to major roads and bus routes. Residents enjoy a variety of community amenities including swimming pools, tennis courts, volleyball courts, and a clubhouse. Whether you're looking for a primary residence, investment property, or a home near campus, this townhome offers comfort, convenience, and a fantastic Gainesville location.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,370
Sqft
0.03 ac
Lot size
1987
Year built
Two
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,861 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,861/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$131 vs $198
Days on market
20 vs 36 typical
Where $131/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 845 SW 55TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$185,000
5614 SW 8TH PLACE · same community
3 bd · 3 ba · 1,370 sqft · $135/sqft · 15 DOM
Sold · Sep ’25$199,995
903 SW 55TH TERRACE · same community
3 bd · 3 ba · 1,370 sqft · $146/sqft · 15 DOM
Sold · Aug ’25$205,000
908 SW 55TH TERRACE · same community
2 bd · 2 ba · 1,106 sqft · $185/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 845 SW 55TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 845 SW 55TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
845 SW 55TH TERRACE FAQs
What would the monthly payment be for 845 SW 55TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,861/mo — principal and interest, the actual property-tax bill, the $255/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 845 SW 55TH TERRACE?+
The association fee works out to $255 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 845 SW 55TH TERRACE?+
The most recent tax bill on record (2025) was $3,761. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 845 SW 55TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $179,000, this home is listed about 39% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 845 SW 55TH TERRACE?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES LLC. MLS #GC541904.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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