3800 SW 20TH AVENUE UNIT 306, GAINESVILLE, FL, 32607
Active29 days on marketListed Jul 10, 2026MLS #GC541816
About this home
3800 SW 20TH AVENUE UNIT 306
Exceptional investment opportunity! This secure second-floor 4-bedroom, 4-bath condominium offers a highly sought-after floor plan, with each bedroom featuring its own private full bathroom—ideal for student living or roommate-style rentals. The kitchen is equipped with granite countertops, ample cabinetry, and a refrigerator and microwave that were replaced approximately two years ago. Major system updates include a new A/C in 2018 and a new water heater in 2021. The Condo Association provides outstanding value by covering the community pool, building hazard insurance, and high-speed GatorNet internet. Conveniently located just minutes from the University of Florida, UF Health/Shands, Butler Plaza, Celebration Pointe, shopping, dining, and entertainment, with a bus stop right in front of the community for easy commuting. Four-bedroom, four-bath condos remain among the strongest income-producing rental properties in the Gainesville market, making this an excellent opportunity for investors.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
1,225
Sqft
0.01 ac
Lot size
1996
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,723 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,723/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs Gainesville actives
$161 vs $201
Days on market
29 vs 45 typical
Where $161/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $333K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
181 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3800 SW 20TH AVENUE UNIT 306
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$199,000
3800 SW 20TH AVENUE UNIT 101 · same community
4 bd · 4 ba · 1,225 sqft · $162/sqft · 69 DOM
Sold · Jul ’26$196,500
3800 SW 20TH AVENUE UNIT 206 · same community
4 bd · 4 ba · 1,225 sqft · $160/sqft · 7 DOM
Sold · Oct ’25$199,000
3800 SW 20TH AVENUE UNIT 112 · same community
4 bd · 4 ba · 1,225 sqft · $162/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3800 SW 20TH AVENUE UNIT 306 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3800 SW 20TH AVENUE UNIT 306 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3800 SW 20TH AVENUE UNIT 306 FAQs
What would the monthly payment be for 3800 SW 20TH AVENUE UNIT 306?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,723/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3800 SW 20TH AVENUE UNIT 306?+
The most recent tax bill on record (2025) was $3,798. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3800 SW 20TH AVENUE UNIT 306?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $197,000, this home is listed about 34% below the Gainesville median of $297,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3800 SW 20TH AVENUE UNIT 306?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES LLC. MLS #GC541816.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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