234 SW HAVANNA WAY, LAKE CITY, FL, 32024
Active40 days on marketListed Jul 7, 2026MLS #GC541772
About this home
234 SW HAVANNA WAY
This well-maintained 3-bedroom, 1.5-bath brick home offers comfortable living with fresh updates and a welcoming atmosphere. Nestled at the end of a quiet cul-de-sac, on a large corner lot, this home provides a peaceful setting while still offering convenient access to nearby amenities. Step inside to find a freshly painted interior with a bright and inviting feel. The updated kitchen features beautiful marble countertops, freshly painted cabinetry, a stylish backsplash, a new double-sided sink, and brand-new stainless steel appliances—creating a functional and modern space perfect for everyday living and entertaining. With its classic brick exterior, thoughtful updates, and desirable location, this home offers the perfect blend of charm, comfort, and convenience. BEWARE of potential fraud. This home is professionally managed by Pepine Property Management. We do NOT ask any of our potential residents to wire funds. Our main office is located in Gainesville, Florida. Renter’s insurance is mandatory for all tenants. A policy with at least $100,000 in liability coverage must be provided before move in. Move In Costs: - $75 Application Fee Per Adult. Each adult must complete a separate application. - Security Deposit/Holding Deposit Starts @ 1 Months' Rent (may increase depending on screening) - $250 Administrative Fee - $350 Non-Refundable Pet Fee Per Pet (pets must be approved. Max 2 pets per property) - $35 Per Month Pet Rent We use a third-party service, PetScreening, to ensure all applicants understand how to adhere to the property's pet and animal policies, even if you do not have a pet or animal. All applicants must complete a Pet, No Pet, or Animal Profile. This home is eligible for Pepine Property Management's Tenant Benefits Package (TBP) for an additional $60.00 per month. The package includes on-demand pest control (up to four service calls annually), HVAC air filter delivery for applicable properties, move-in concierge service to assist with utility connections and home service setup, and additional resident benefits. The TBP fee is separate from the advertised monthly rent. Additional details will be provided during the application process.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,246
Sqft
0.35 ac
Lot size
1972
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake City actives
$1 vs $197
Days on market
40 vs 57 typical
Where $1/sqft sits among the 58 Lake City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32024 — neighborhood snapshot
Population
20,644
Median age
44.2
Median income
$62,066
Median home value
$201,700
Avg household
2.6
Households w/ children
2,304
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $292K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
26 of 58
Lake City actives have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the LAKE CITY 32024 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 234 SW HAVANNA WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$205,000
234 SW HAVANNA WAY · same community
3 bd · 1.5 ba · 1,246 sqft · $165/sqft · 20 DOM
Sold · Feb ’26$300,000
420 SW JEWEL LAKE DRIVE
4 bd · 2 ba · 1,398 sqft · $215/sqft · 60 DOM
Sold · Nov ’25$365,000
136 SW GRAND MAGNOLIA GLEN
3 bd · 2 ba · 1,505 sqft · $243/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 234 SW HAVANNA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 234 SW HAVANNA WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
234 SW HAVANNA WAY FAQs
What would the monthly payment be for 234 SW HAVANNA WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 234 SW HAVANNA WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake City?+
At $1,775, this home is listed about 100% below the Lake City median of $399,450. The market section on this page shows how the area is trending.
Which schools are assigned to 234 SW HAVANNA WAY?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE CITY 32024 market on paper
$1,775 is 100% below the LAKE CITY 32024 median of $396,075, and at $1/sqft it sits under the Lake City average of $214.
02Strong assigned schools
Westside Elementary School, Columbia High School — Westside Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $1,795, now $1,775 — a $20 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE PROPERTY MANAGEMENT, LLC · Jenifer Bullard. MLS #GC541772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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