4419 SW 20TH LANE, GAINESVILLE, FL, 32607
Active27 days on marketListed Jul 7, 2026MLS #GC541769
About this home
4419 SW 20TH LANE
Welcome home to this beautifully maintained 2-bedroom, 2-bathroom townhome offering 1,361 square feet of comfortable living space in the desirable southwest Gainesville area! Step inside to find a bright and inviting floor plan filled with natural light, creating the perfect atmosphere for relaxing, entertaining, and everyday living. The spacious living areas provide plenty of room to make yourself at home. Enjoy the convenience of in-home laundry with a washer and dryer included, making daily routines simple and stress-free. Step outside to your private, fully fenced backyard featuring a charming wood deck - the perfect retreat for morning coffee, outdoor dining, grilling, or enjoying Florida evenings. Located in a convenient southwest Gainesville community, this home places you just minutes from Butler Plaza and Celebration Pointe, offering easy access to shopping, restaurants, entertainment, and everyday conveniences. Outdoor enthusiasts will love the nearby amenities at Forest Park, featuring soccer fields, basketball courts, walking areas, and a dog park. With its spacious layout, desirable location, and private outdoor space, this home offers the perfect combination of comfort, convenience, and lifestyle. Don’t miss the opportunity to make this Gainesville gem your next home! BEWARE of potential fraud. This home is professionally managed by Pepine Property Management. We do NOT ask any of our potential residents to wire funds. Our main office is located in Gainesville, Florida. Renter’s insurance is mandatory for all tenants. A policy with at least $100,000 in liability coverage must be provided before move in. Move In Costs: - $75 Application Fee Per Adult. Each adult must complete a separate application. - Security Deposit/Holding Deposit Starts @ 1 Months' Rent (may increase depending on screening) - $250 Administrative Fee - $350 Non-Refundable Pet Fee Per Pet (pets must be approved. Max 2 pets per property) - $35 Per Month Pet Rent We use a third-party service, PetScreening, to ensure all applicants understand how to adhere to the property's pet and animal policies, even if you do not have a pet or animal. All applicants must complete a Pet, No Pet, or Animal Profile. This home is eligible for Pepine Property Management's Tenant Benefits Package (TBP) for an additional $60.00 per month. The package includes on-demand pest control (up to four service calls annually), HVAC air filter delivery for applicable properties, move-in concierge service to assist with utility connections and home service setup, and additional resident benefits. The TBP fee is separate from the advertised monthly rent. Additional details will be provided during the application process.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,361
Sqft
0.03 ac
Lot size
1985
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$1 vs $199
Days on market
27 vs 36 typical
Where $1/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4419 SW 20TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$222,000
4424 SW 20TH LANE · same community
3 bd · 2 ba · 1,361 sqft · $163/sqft · 5 DOM
Sold · Mar ’26$215,000
4417 SW 21ST LANE · same community
3 bd · 2 ba · 1,321 sqft · $163/sqft · 5 DOM
Sold · Jan ’26$219,000
4449 SW 21ST LANE · same community
3 bd · 2 ba · 1,321 sqft · $166/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4419 SW 20TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4419 SW 20TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4419 SW 20TH LANE FAQs
What would the monthly payment be for 4419 SW 20TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4419 SW 20TH LANE?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,700, this home is listed about 99% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4419 SW 20TH LANE?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE PROPERTY MANAGEMENT, LLC · Jenifer Bullard. MLS #GC541769.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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