NE 312TH AVENUE, OLD TOWN, FL, 32680
Active26 days on marketListed Jul 7, 2026MLS #GC541762
About this home
NE 312TH AVENUE
What a great location for your next home! This 5 acre property in Old Town is 4 miles from town, less than 4 miles to the Suwannee River and only 30 minutes to the Gulf of America! The property is beautifully wooded with natural growth hardwoods and other native trees and plants. Clear as much or as little as your heart desires. No HOA or deed restrictions! Build to suit or have a manufactured home placed here. The property offers privacy and is less than a mile from paved road 349. Great location and great price!
Facts & features
The home at a glance
5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$654 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$654/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$204K → $274K
Old Town median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near NE 312TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$32,000
151 NE 743 st, Other City - In The State Of Florida FL 32680
3 bd · 1 ba · 95 DOM
Sold · Aug ’25$160,000
135 NE 642ND STREET
1 bd · 1 ba · 840 sqft · $190/sqft · 9 DOM
Sold · Oct ’25$155,000
5426 NE HIGHWAY 349
2 bd · 2 ba · 960 sqft · $161/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about NE 312TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for NE 312TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
NE 312TH AVENUE FAQs
What would the monthly payment be for NE 312TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $654/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on NE 312TH AVENUE?+
The most recent tax bill on record (2025) was $607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Old Town?+
At $70,000, this home is listed about 74% below the Old Town median of $272,450. The market section on this page shows how the area is trending.
Which schools are assigned to NE 312TH AVENUE?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMETOWN REALTY OF NORTH FLORIDA, INC · Natalie Rankin, S. MLS #GC541762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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