1302 NE 14TH TERRACE, GAINESVILLE, FL, 32601
Active20 days on marketListed Jul 5, 2026MLS #GC541706
About this home
1302 NE 14TH TERRACE
Updated mid-century block home is only steps away from Citizens Field! This well-loved community park includes a heated pool, a skate park and an indoor recreational center with four pickleball courts. This updated three-bedroom home features a full-bath, a half-bath and newer Lifeproof luxury vinyl plank flooring throughout. The kitchen was remodeled in 2019 with new soft-close cabinets, appliances and countertops. Natural light cascades through the east and west windows during the day. The bathrooms feature classic vintage tile and a cast iron tub. The vintage built-in cabinetry in the bedrooms are in excellent condition. Situated on a large, fully-fenced lot, there is plenty of room for outdoor living that includes a concrete patio, two perfectly spaced hammock trees, and plenty of room for gardening and chickens. Permitted upgrades include a NEW roof in April 2024, electrical in July 2019, attic insulation in 2019, a full plumbing supply repipe in December 2006 and an updated hot water heater in 2017. The attached laundry room just outside the kitchen includes a stackable washer and dryer. There is a spacious storage area toward the back of the covered carport. Several photos have been virtually staged or enhanced for visualization. Prime location is close to downtown, the University of Florida, the airport, shopping and restaurants. The home is located at the end of a U-shaped loop, so it is quiet with no through traffic. Such a sweet location and move-in ready!!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,222
Sqft
0.21 ac
Lot size
1958
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,137 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,137/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9%
$/sqft vs Gainesville actives
$211 vs $197
Days on market
20 vs 36 typical
Where $211/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32601 — neighborhood snapshot
Population
23,296
Median age
23
Median income
$30,878
Median home value
$284,200
Avg household
2.1
Households w/ children
1,322
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
182 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1302 NE 14TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$235,800
1414 NE 13TH STREET · same community
3 bd · 2 ba · 1,422 sqft · $166/sqft · 6 DOM
Sold · May ’26$270,000
3938 WHITEDOVE DRIVE · same community
3 bd · 1.5 ba · 1,011 sqft · $267/sqft · 0 DOM
Sold · Oct ’25$225,000
1536 NE 6TH AVENUE
3 bd · 2 ba · 1,231 sqft · $183/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1302 NE 14TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1302 NE 14TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1302 NE 14TH TERRACE FAQs
What would the monthly payment be for 1302 NE 14TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,137/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1302 NE 14TH TERRACE?+
The most recent tax bill on record (2025) was $4,181. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1302 NE 14TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $257,333, this home is listed about 13% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1302 NE 14TH TERRACE?+
Abraham Lincoln Middle School (middle), Gainesville High School (high), Idylwild Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SAGE REAL ESTATE · Michelle Hazen. MLS #GC541706.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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